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Single Family ResidenceResidential
$590,272
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

869 PROSPECT ST

UNION, NJ 07083
0
Baths
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$590K
$547K low$634K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$83,872
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$67,098
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
UNION CENTER NATIONAL BANK · recorded Jan 12, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$196,400
AFFINITY FCU
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$110,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,358 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$48,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Brick
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Elementary SchoolC+
Elementary · Grades PK–4 · 0.6 mi
M
Kawameeh Middle SchoolB
Middle · Grades 6–8 · 1.2 mi
H
Union High SchoolD+
High · Grades 9–12 · 2.5 mi

District: Union Township School District

Neighborhood · ZIP 07083These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.57,241
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,577 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,741
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,270
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

869 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 84% of homes in Union 07083

What homes are worth in Union 07083

Each bar is how many homes fall in that price range. The marker is this home.

This home
$302K$835K

This home is worth more than 55% of homes in Union 07083.

How it measures up in Union 07083

The dot is this home. The mark in the middle is the typical home in Union 07083.

Estimated value$590,272
CheaperTypical $580,786Pricier

Pricier than 55% of homes nearby

Lot size0.17 ac
SmallerTypical 0.13 acBigger

Bigger than 84% of homes nearby

Year built1946
OlderTypical 1950Newer

Newer than 41% of homes nearby

How 869 Prospect St ranks against every home in each area.
MeasureThis homeUnion 07083Union County
Estimated valuepricier than$590,27255% of homes41% of homes
Lot sizebigger than0.17 ac84% of homes62% of homes
Year builtnewer than194641% of homes43% of homes

About 869 Prospect St

How much is 869 Prospect St, Union, NJ worth?

The TopHap Estimate for 869 Prospect St, Union, NJ is $590,272 as of Jul 14, 2026. The likely range is $546,877 to $633,667. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 869 Prospect St, Union, NJ last sell?

869 Prospect St, Union, NJ last sold on Mar 15, 1983, according to the county's recorded deed.

When was 869 Prospect St, Union, NJ built?

869 Prospect St, Union, NJ was built in 1946, making it 80 years old. It is a cape cod home. The building has 1 story.

What schools serve 869 Prospect St, Union, NJ?

869 Prospect St, Union, NJ is assigned to Washington Elementary School (elementary), rated C+; Kawameeh Middle School (middle), rated B; Union High School (high), rated D+. All sit in Union Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 869 Prospect St, Union, NJ compare to other homes in Union 07083?

Among the 15,571 homes in Union 07083, it is worth more than 55% of them ($590,272 against a typical $580,786), its lot is bigger than 84% of them (0.17 ac against a typical 0.13 ac) and it is newer than 41% of them (1946 against a typical 1950). Measured against all of Union County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 869 Prospect St, Union, NJ?

The 2025 property tax bill for 869 Prospect St, Union, NJ was $11,358. The county assessed it at $48,700.

Closest homes

More homes in Union 07083

Assigned schools

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