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Single Family ResidenceResidential
$295,908$141 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

87 WATERWAY DR

MONTROSS, VA 22520
2
Baths
2,096 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$296K
$268K low$324K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,644 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$241,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$195,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$241,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.72%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWestmoreland
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 140 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cople Elementary SchoolC+
Elementary · Grades PK–5 · 5.6 mi
M
Montross Middle SchoolB+
Middle · Grades 6–8 · 7.7 mi
H
Westmoreland High SchoolC
High · Grades 9–12 · 8.6 mi

District: Westmoreland County Public Schools

Neighborhood · ZIP 22520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,876
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,319
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,531
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

87 Waterway Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Montross 22520
  • Costs less per square foot than 71% of homes in Westmoreland County

What homes are worth in Montross 22520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$829K

This home is worth more than 75% of homes in Montross 22520.

How it measures up in Montross 22520

The dot is this home. The mark in the middle is the typical home in Montross 22520.

Estimated value$295,908
CheaperTypical $167,269Pricier

Pricier than 75% of homes nearby

Price per ft²$141
CheaperTypical $152Pricier

Pricier than 41% of homes nearby

Living area2,096 ft²
SmallerTypical 2,018 ft²Bigger

Bigger than 54% of homes nearby

Year built1990
OlderTypical 1989Newer

Newer than 55% of homes nearby

How 87 Waterway Dr ranks against every home in each area.
MeasureThis homeMontross 22520Westmoreland County
Estimated valuepricier than$295,90875% of homes67% of homes
Price per ft²pricier than$14141% of homes29% of homes
Living areabigger than2,096 ft²54% of homes62% of homes
Year builtnewer than199055% of homes57% of homes

About 87 Waterway Dr

How much is 87 Waterway Dr, Montross, VA worth?

The TopHap Estimate for 87 Waterway Dr, Montross, VA is $295,908 as of Aug 30, 2026. The likely range is $267,962 to $323,854. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 87 Waterway Dr, Montross, VA?

87 Waterway Dr, Montross, VA has 2 bathrooms and 2,096 square feet of living space.

When was 87 Waterway Dr, Montross, VA built?

87 Waterway Dr, Montross, VA was built in 1990, making it 36 years old. It is a conventional home. The building has 1 story.

What schools serve 87 Waterway Dr, Montross, VA?

87 Waterway Dr, Montross, VA is assigned to Cople Elementary School (elementary), rated C+; Montross Middle School (middle), rated B+; Westmoreland High School (high), rated C. All sit in Westmoreland County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 87 Waterway Dr, Montross, VA compare to other homes in Montross 22520?

Among the 6,611 homes in Montross 22520, it is worth more than 75% of them ($295,908 against a typical $167,269), its price per square foot is higher than 41% of them ($141 against a typical $152), it is bigger than 54% of them (2,096 ft² against a typical 2,018 ft²) and it is newer than 55% of them (1990 against a typical 1989). Measured against all of Westmoreland County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 87 Waterway Dr, Montross, VA?

The 2025 property tax bill for 87 Waterway Dr, Montross, VA was $1,644. The county assessed it at $241,700.

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