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Single Family ResidenceResidential
$326,467$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $203,000 on Oct 21, 2019

870 JAMES ST

SOUTH ELGIN, IL 60177
3
Beds
2
Baths
1,676 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$326K
$310K low$343K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$203,000 · Oct 21, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,145 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,585 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,936
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,649
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$96,330
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$313,881

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Willard Elementary SchoolC
Elementary · Grades KG–6 · 0.7 mi
H
South Elgin High SchoolC+
High · Grades 9–12 · 1.3 mi
M
Kenyon Woods Middle SchoolC+
Middle · Grades 7–8 · 1.4 mi

District: School District U-46

Neighborhood · ZIP 60177These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.22,547
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,457
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$145,903
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

870 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in South Elgin 60177
  • Costs less per square foot than 79% of homes in South Elgin 60177
  • Older than 76% of homes in South Elgin 60177

What homes are worth in South Elgin 60177

Each bar is how many homes fall in that price range. The marker is this home.

This home
$201K$786K

This home is worth more than 34% of homes in South Elgin 60177.

How it measures up in South Elgin 60177

The dot is this home. The mark in the middle is the typical home in South Elgin 60177.

Estimated value$326,467
CheaperTypical $371,261Pricier

Pricier than 34% of homes nearby

Price per ft²$195
CheaperTypical $222Pricier

Pricier than 21% of homes nearby

Living area1,676 ft²
SmallerTypical 1,628 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.24 ac
SmallerTypical 0.23 acBigger

Bigger than 63% of homes nearby

Year built1980
OlderTypical 1996Newer

Newer than 24% of homes nearby

How 870 James St ranks against every home in each area.
MeasureThis homeSouth Elgin 60177Kane County
Estimated valuepricier than$326,46734% of homes38% of homes
Price per ft²pricier than$19521% of homes32% of homes
Living areabigger than1,676 ft²53% of homes47% of homes
Lot sizebigger than0.24 ac63% of homes53% of homes
Year builtnewer than198024% of homes46% of homes

About 870 James St

How much is 870 James St, South Elgin, IL worth?

The TopHap Estimate for 870 James St, South Elgin, IL is $326,467 as of Oct 21, 2026. The likely range is $310,213 to $342,721. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 870 James St, South Elgin, IL last sell?

870 James St, South Elgin, IL last sold on Oct 21, 2019 for $203,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 870 James St, South Elgin, IL?

870 James St, South Elgin, IL has 3 bedrooms, 2 bathrooms, 1,676 square feet of living space and a 0.24-acre lot.

When was 870 James St, South Elgin, IL built?

870 James St, South Elgin, IL was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 870 James St, South Elgin, IL?

870 James St, South Elgin, IL is assigned to Willard Elementary School (elementary), rated C; South Elgin High School (high), rated C+; Kenyon Woods Middle School (middle), rated C+. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 870 James St, South Elgin, IL compare to other homes in South Elgin 60177?

Among the 8,602 homes in South Elgin 60177, it is worth more than 34% of them ($326,467 against a typical $371,261), its price per square foot is higher than 21% of them ($195 against a typical $222), it is bigger than 53% of them (1,676 ft² against a typical 1,628 ft²), its lot is bigger than 63% of them (0.24 ac against a typical 0.23 ac) and it is newer than 24% of them (1980 against a typical 1996). Measured against all of Kane County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 870 James St, South Elgin, IL?

The 2025 property tax bill for 870 James St, South Elgin, IL was $7,145. The county assessed it at $104,585.

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