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Single Family ResidenceResidential
$193,698$77 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8871 STATE ROUTE 117

SPENCERVILLE, OH 45887
3
Beds
1.5
Baths
2,528 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$194K
$155K low$233K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$122,698
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,158
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$71,000
THE UNION BANK CO · recorded Feb 16, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,672 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,160 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,460
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$257,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMERCER
Lot (acres)The size of the land the home sits on, from county records.1.27
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Parkway High SchoolB+
High · Grades 9–12 · 10.2 mi
E
Parkway Elementary SchoolA
Elementary · Grades PK–4 · 10.2 mi
M
Parkway Middle SchoolB+
Middle · Grades 5–8 · 10.2 mi

District: Parkway Local School District

Neighborhood · ZIP 45887These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.195
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,783
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,035
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,769
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8871 State Route 117 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Mercer County
  • Costs less per square foot than 96% of homes in Mercer County
  • Bigger than 92% of homes in Spencerville 45887
  • Has a bigger lot than 79% of homes in Mercer County
  • Older than 90% of homes in Mercer County

What homes are worth in Spencerville 45887

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$539K

This home is worth more than 57% of homes in Spencerville 45887.

How it measures up in Spencerville 45887

The dot is this home. The mark in the middle is the typical home in Spencerville 45887.

Estimated value$193,698
CheaperTypical $178,168Pricier

Pricier than 57% of homes nearby

Price per ft²$77
CheaperTypical $116Pricier

Pricier than 16% of homes nearby

Living area2,528 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 92% of homes nearby

Lot size1.27 ac
SmallerTypical 0.55 acBigger

Bigger than 66% of homes nearby

Year built1905
OlderTypical 1957Newer

Newer than 11% of homes nearby

How 8871 State Route 117 ranks against every home in each area.
MeasureThis homeSpencerville 45887Mercer County
Estimated valuepricier than$193,69857% of homes32% of homes
Price per ft²pricier than$7716% of homes4% of homes
Living areabigger than2,528 ft²92% of homes91% of homes
Lot sizebigger than1.27 ac66% of homes79% of homes
Year builtnewer than190511% of homes10% of homes

About 8871 State Route 117

How much is 8871 State Route 117, Spencerville, OH worth?

The TopHap Estimate for 8871 State Route 117, Spencerville, OH is $193,698 as of Jul 14, 2026. The likely range is $154,645 to $232,751. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8871 State Route 117, Spencerville, OH last sell?

8871 State Route 117, Spencerville, OH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 8871 State Route 117, Spencerville, OH?

8871 State Route 117, Spencerville, OH has 3 bedrooms, 1.5 bathrooms, 2,528 square feet of living space and a 1.27-acre lot.

When was 8871 State Route 117, Spencerville, OH built?

8871 State Route 117, Spencerville, OH was built in 1905, making it 121 years old. The building has 1 story.

What schools serve 8871 State Route 117, Spencerville, OH?

8871 State Route 117, Spencerville, OH is assigned to Parkway High School (high), rated B+; Parkway Elementary School (elementary), rated A; Parkway Middle School (middle), rated B+. All sit in Parkway Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8871 State Route 117, Spencerville, OH compare to other homes in Spencerville 45887?

Among the 1,887 homes in Spencerville 45887, it is worth more than 57% of them ($193,698 against a typical $178,168), its price per square foot is higher than 16% of them ($77 against a typical $116), it is bigger than 92% of them (2,528 ft² against a typical 1,600 ft²), its lot is bigger than 66% of them (1.27 ac against a typical 0.55 ac) and it is newer than 11% of them (1905 against a typical 1957). Measured against all of Mercer County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8871 State Route 117, Spencerville, OH?

The 2025 property tax bill for 8871 State Route 117, Spencerville, OH was $2,672. The county assessed it at $90,160.

Closest homes

More homes in Spencerville 45887

Assigned schools

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