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Single Family ResidenceResidential
$323,174$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8875 STATE ROUTE 54

WHITESVILLE, KY 42378
3
Beds
4 / 1
Baths
2,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$323K
$303K low$343K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$314,674
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$251,739
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.2%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,500
BRANCH BANKING AND TRUST CO · recorded May 28, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,241 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$363,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$283,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$363,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$363,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDaviess
Lot (acres)The size of the land the home sits on, from county records.8.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Steam
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whitesville Elementary SchoolA-
Elementary · Grades PK–5 · 1.5 mi
H
Daviess County High SchoolB
High · Grades 9–12 · 10.0 mi
M
Daviess County Middle SchoolA+
Middle · Grades 6–8 · 11.7 mi

District: Daviess County School District

Neighborhood · ZIP 42378These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.3,710
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,608
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,969
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8875 State Route 54 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Whitesville 42378
  • Costs more per square foot than 91% of homes in Whitesville 42378
  • Bigger than 92% of homes in Whitesville 42378
  • Among the largest lots in Daviess County
  • Newer than 82% of homes in Daviess County

What homes are worth in Whitesville 42378

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$322K

This home is worth more than 98% of homes in Whitesville 42378.

How it measures up in Whitesville 42378

The dot is this home. The mark in the middle is the typical home in Whitesville 42378.

Estimated value$323,174
CheaperTypical $157,080Pricier

Pricier than 98% of homes nearby

Price per ft²$154
CheaperTypical $105Pricier

Pricier than 91% of homes nearby

Living area2,100 ft²
SmallerTypical 1,334 ft²Bigger

Bigger than 92% of homes nearby

Lot size8 ac
SmallerTypical 1.39 acBigger

Bigger than 94% of homes nearby

Year built1998
OlderTypical 1972Newer

Newer than 79% of homes nearby

How 8875 State Route 54 ranks against every home in each area.
MeasureThis homeWhitesville 42378Daviess County
Estimated valuepricier than$323,17498% of homes85% of homes
Price per ft²pricier than$15491% of homes78% of homes
Living areabigger than2,100 ft²92% of homes82% of homes
Lot sizebigger than8 ac94% of homesalmost all homes
Year builtnewer than199879% of homes82% of homes

About 8875 State Route 54

How much is 8875 State Route 54, Whitesville, KY worth?

The TopHap Estimate for 8875 State Route 54, Whitesville, KY is $323,174 as of Jul 14, 2026. The likely range is $303,297 to $343,051. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8875 State Route 54, Whitesville, KY last sell?

8875 State Route 54, Whitesville, KY last sold on Jul 1, 1989, according to the county's recorded deed.

How big is 8875 State Route 54, Whitesville, KY?

8875 State Route 54, Whitesville, KY has 3 bedrooms, 4 bathrooms, 2,100 square feet of living space and a 8.00-acre lot.

When was 8875 State Route 54, Whitesville, KY built?

8875 State Route 54, Whitesville, KY was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 8875 State Route 54, Whitesville, KY?

8875 State Route 54, Whitesville, KY is assigned to Whitesville Elementary School (elementary), rated A-; Daviess County High School (high), rated B; Daviess County Middle School (middle), rated A+. All sit in Daviess County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8875 State Route 54, Whitesville, KY compare to other homes in Whitesville 42378?

Among the 1,150 homes in Whitesville 42378, it is worth more than 98% of them ($323,174 against a typical $157,080), its price per square foot is higher than 91% of them ($154 against a typical $105), it is bigger than 92% of them (2,100 ft² against a typical 1,334 ft²), its lot is bigger than 94% of them (8 ac against a typical 1.39 ac) and it is newer than 79% of them (1998 against a typical 1972). Measured against all of Daviess County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8875 State Route 54, Whitesville, KY?

The 2025 property tax bill for 8875 State Route 54, Whitesville, KY was $3,241. The county assessed it at $363,500.

Closest homes

More homes in Whitesville 42378

Assigned schools

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