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Single Family ResidenceResidential
$323,547$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $290,000 on Jun 10, 2024

89 DIVIDE TRL

MONTEREY, TN 38574
3
Beds
2
Baths
1,380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$324K
$298K low$349K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Jun 10, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$752 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$265,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyCUMBERLAND
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pleasant Hill Elementary SchoolC-
Elementary · Grades PK–8 · 8.8 mi
H
Cumberland County High SchoolC-
High · Grades 9–12 · 12.6 mi

District: Cumberland County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Divide Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Monterey 38574
  • Costs more per square foot than 83% of homes in Cumberland County
  • Among the newest homes in Cumberland County

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$737K

This home is worth more than 65% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$323,547
CheaperTypical $244,587Pricier

Pricier than 65% of homes nearby

Price per ft²$234
CheaperTypical $163Pricier

Pricier than 82% of homes nearby

Living area1,380 ft²
SmallerTypical 1,508 ft²Bigger

Bigger than 43% of homes nearby

Year built2023
OlderTypical 1994Newer

Newer than 98% of homes nearby

How 89 Divide Trl ranks against every home in each area.
MeasureThis homeMonterey 38574Cumberland County
Estimated valuepricier than$323,54765% of homes57% of homes
Price per ft²pricier than$23482% of homes83% of homes
Living areabigger than1,380 ft²43% of homes38% of homes
Year builtnewer than202398% of homesalmost all homes

About 89 Divide Trl

How much is 89 Divide Trl, Monterey, TN worth?

The TopHap Estimate for 89 Divide Trl, Monterey, TN is $323,547 as of Aug 30, 2026. The likely range is $297,878 to $349,216. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Divide Trl, Monterey, TN last sell?

89 Divide Trl, Monterey, TN last sold on Jun 10, 2024 for $290,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 89 Divide Trl, Monterey, TN?

89 Divide Trl, Monterey, TN has 3 bedrooms, 2 bathrooms and 1,380 square feet of living space.

When was 89 Divide Trl, Monterey, TN built?

89 Divide Trl, Monterey, TN was built in 2023, making it 3 years old. It is a custom design home. The building has 1 story.

What schools serve 89 Divide Trl, Monterey, TN?

89 Divide Trl, Monterey, TN is assigned to Pleasant Hill Elementary School (elementary), rated C-; Cumberland County High School (high), rated C-. All sit in Cumberland County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Divide Trl, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,756 homes in Monterey 38574, it is worth more than 65% of them ($323,547 against a typical $244,587), its price per square foot is higher than 82% of them ($234 against a typical $163), it is bigger than 43% of them (1,380 ft² against a typical 1,508 ft²) and it is newer than 98% of them (2023 against a typical 1994). Measured against all of Cumberland County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Divide Trl, Monterey, TN?

The 2024 property tax bill for 89 Divide Trl, Monterey, TN was $752. The county assessed it at $66,250.

More homes on Divide Trl

Closest homes

More homes in Monterey 38574

Assigned schools

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