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Single Family ResidenceResidential
$79,271$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $65,000 on Nov 16, 2023

89 ELM ST

RACINE, WV 25165
2
Beds
1.5
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$79K
$69K low$90K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Nov 16, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$23,079
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$18,463
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$56,192
WHITESVILLE STATE BANK · recorded Nov 16, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$94 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,440 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,920
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,520
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,440
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$42,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBOONE
Lot (acres)The size of the land the home sits on, from county records.0.22
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 25165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.138
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,287
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,881
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Racine 25165
  • Smaller than 76% of homes in Racine 25165
  • Has a smaller lot than 78% of homes in Racine 25165

What homes are worth in Racine 25165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$537K

This home is worth more than 35% of homes in Racine 25165.

How it measures up in Racine 25165

The dot is this home. The mark in the middle is the typical home in Racine 25165.

Estimated value$79,271
CheaperTypical $103,754Pricier

Pricier than 35% of homes nearby

Price per ft²$71
CheaperTypical $72Pricier

Pricier than 49% of homes nearby

Living area1,120 ft²
SmallerTypical 1,478 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.22 ac
SmallerTypical 0.4 acBigger

Bigger than 22% of homes nearby

Year built1965
OlderTypical 1957Newer

Newer than 54% of homes nearby

How 89 Elm St ranks against every home in each area.
MeasureThis homeRacine 25165Boone County
Estimated valuepricier than$79,27135% of homes39% of homes
Price per ft²pricier than$7149% of homes52% of homes
Living areabigger than1,120 ft²24% of homes24% of homes
Lot sizebigger than0.22 ac22% of homes28% of homes
Year builtnewer than196554% of homes47% of homes

About 89 Elm St

How much is 89 Elm St, Racine, WV worth?

The TopHap Estimate for 89 Elm St, Racine, WV is $79,271 as of Jul 14, 2026. The likely range is $68,727 to $89,815. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Elm St, Racine, WV last sell?

89 Elm St, Racine, WV last sold on Nov 16, 2023 for $65,000, according to the county's recorded deed.

How big is 89 Elm St, Racine, WV?

89 Elm St, Racine, WV has 2 bedrooms, 1.5 bathrooms, 1,120 square feet of living space and a 0.22-acre lot.

When was 89 Elm St, Racine, WV built?

89 Elm St, Racine, WV was built in 1965, making it 61 years old. It is a conventional home. The building has 1 story.

How does 89 Elm St, Racine, WV compare to other homes in Racine 25165?

Among the 232 homes in Racine 25165, it is worth more than 35% of them ($79,271 against a typical $103,754), its price per square foot is higher than 49% of them ($71 against a typical $72), it is bigger than 24% of them (1,120 ft² against a typical 1,478 ft²), its lot is bigger than 22% of them (0.22 ac against a typical 0.4 ac) and it is newer than 54% of them (1965 against a typical 1957). Measured against all of Boone County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Elm St, Racine, WV?

The 2026 property tax bill for 89 Elm St, Racine, WV was $94. The county assessed it at $25,440.

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