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CondominiumResidential
$322,746$159 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $316,100 on Oct 10, 2025

89 ESSEX ST

SWAMPSCOTT, MA 01907
Building report
3
Beds
2
Baths
2,029 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$323K
$309K low$337K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$316,100 · Oct 10, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$322,746
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$258,197

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,584 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$486,800 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$486,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$439,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$488,585

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyESSEX
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Swampscott High SchoolA
High · Grades 9–12 · 0.3 mi
M
Swampscott Middle SchoolC+
Middle · Grades 5–8 · 1.0 mi
E
Swampscott Elementary SchoolC+
Elementary · Grades KG–4 · 1.3 mi

District: Swampscott School District

Neighborhood · ZIP 01907These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,022
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$135,474
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$175,738
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Essex St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Swampscott 01907
  • Among the lowest price per square foot in Swampscott 01907
  • Older than 76% of homes in Swampscott 01907

What homes are worth in Swampscott 01907

Each bar is how many homes fall in that price range. The marker is this home.

This home
$372K$2.8M

This home is worth less than almost all homes in Swampscott 01907.

How it measures up in Swampscott 01907

The dot is this home. The mark in the middle is the typical home in Swampscott 01907.

Estimated value$322,746
CheaperTypical $810,253Pricier

Cheaper than almost all homes nearby

Price per ft²$159
CheaperTypical $460Pricier

Cheaper than almost all homes nearby

Living area2,029 ft²
SmallerTypical 1,839 ft²Bigger

Bigger than 58% of homes nearby

Year built1910
OlderTypical 1937Newer

Newer than 24% of homes nearby

How 89 Essex St ranks against every home in each area.
MeasureThis homeSwampscott 01907Essex County
Estimated valuepricier than$322,746almost no homes3% of homes
Price per ft²pricier than$159almost no homesalmost no homes
Living areabigger than2,029 ft²58% of homes58% of homes
Year builtnewer than191024% of homes24% of homes

About 89 Essex St

How much is 89 Essex St, Swampscott, MA worth?

The TopHap Estimate for 89 Essex St, Swampscott, MA is $322,746 as of Jul 14, 2026. The likely range is $308,566 to $336,926. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Essex St, Swampscott, MA last sell?

89 Essex St, Swampscott, MA last sold on Oct 10, 2025 for $316,100, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 89 Essex St, Swampscott, MA?

89 Essex St, Swampscott, MA has 3 bedrooms, 2 bathrooms and 2,029 square feet of living space.

When was 89 Essex St, Swampscott, MA built?

89 Essex St, Swampscott, MA was built in 1910, making it 116 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 89 Essex St, Swampscott, MA?

89 Essex St, Swampscott, MA is assigned to Swampscott High School (high), rated A; Swampscott Middle School (middle), rated C+; Swampscott Elementary School (elementary), rated C+. All sit in Swampscott School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Essex St, Swampscott, MA compare to other homes in Swampscott 01907?

Among the 5,167 homes in Swampscott 01907, it is worth more than almost none of them ($322,746 against a typical $810,253), its price per square foot is higher than almost none of them ($159 against a typical $460), it is bigger than 58% of them (2,029 ft² against a typical 1,839 ft²) and it is newer than 24% of them (1910 against a typical 1937). Measured against all of Essex County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Essex St, Swampscott, MA?

The 2025 property tax bill for 89 Essex St, Swampscott, MA was $5,584. The county assessed it at $486,800.

Closest homes

More homes in Swampscott 01907

Assigned schools

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