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Rural ResidenceResidential
$379,099$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $370,000 on Jun 20, 2025

89 GAMBLE RD

FIVE POINTS, TN 38457
3
Baths
1,995 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
167.79 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$379K
$292K low$466K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$370,000 · Jun 20, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,016 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$199,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$149,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$171,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$984,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyLawrence
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.167.79
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 2,000 ft²Porch · 203 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Loretto High SchoolC+
High · Grades 9–12 · 7.7 mi
E
South Lawrence Elementary SchoolB-
Elementary · Grades PK–8 · 8.0 mi

District: Lawrence County School District

Neighborhood · ZIP 38457These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.128
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.872
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,259
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,508
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Gamble Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Five Points 38457
  • Costs more per square foot than 85% of homes in Five Points 38457
  • Bigger than 82% of homes in Five Points 38457
  • Among the largest lots in Five Points 38457
  • Newer than 90% of homes in Five Points 38457

What homes are worth in Five Points 38457

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$490K

This home is worth more than 93% of homes in Five Points 38457.

How it measures up in Five Points 38457

The dot is this home. The mark in the middle is the typical home in Five Points 38457.

Estimated value$379,099
CheaperTypical $187,757Pricier

Pricier than 93% of homes nearby

Price per ft²$190
CheaperTypical $131Pricier

Pricier than 85% of homes nearby

Living area1,995 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 82% of homes nearby

Lot size167.79 ac
SmallerTypical 4.13 acBigger

Bigger than almost all homes nearby

Year built2009
OlderTypical 1975Newer

Newer than 90% of homes nearby

How 89 Gamble Rd ranks against every home in each area.
MeasureThis homeFive Points 38457Lawrence County
Estimated valuepricier than$379,09993% of homes87% of homes
Price per ft²pricier than$19085% of homes76% of homes
Living areabigger than1,995 ft²82% of homes81% of homes
Lot sizebigger than167.79 acalmost all homesalmost all homes
Year builtnewer than200990% of homes88% of homes

About 89 Gamble Rd

How much is 89 Gamble Rd, Five Points, TN worth?

The TopHap Estimate for 89 Gamble Rd, Five Points, TN is $379,099 as of Aug 30, 2026. The likely range is $291,814 to $466,384. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Gamble Rd, Five Points, TN last sell?

89 Gamble Rd, Five Points, TN last sold on Jun 20, 2025 for $370,000, according to the county's recorded deed.

How big is 89 Gamble Rd, Five Points, TN?

89 Gamble Rd, Five Points, TN has 3 bathrooms, 1,995 square feet of living space and a 167.79-acre lot.

When was 89 Gamble Rd, Five Points, TN built?

89 Gamble Rd, Five Points, TN was built in 2009, making it 17 years old. The building has 1 story.

What schools serve 89 Gamble Rd, Five Points, TN?

89 Gamble Rd, Five Points, TN is assigned to Loretto High School (high), rated C+; South Lawrence Elementary School (elementary), rated B-. All sit in Lawrence County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Gamble Rd, Five Points, TN compare to other homes in Five Points 38457?

Among the 328 homes in Five Points 38457, it is worth more than 93% of them ($379,099 against a typical $187,757), its price per square foot is higher than 85% of them ($190 against a typical $131), it is bigger than 82% of them (1,995 ft² against a typical 1,512 ft²), its lot is bigger than almost all of them (167.79 ac against a typical 4.13 ac) and it is newer than 90% of them (2009 against a typical 1975). Measured against all of Lawrence County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Gamble Rd, Five Points, TN?

The 2025 property tax bill for 89 Gamble Rd, Five Points, TN was $4,016. The county assessed it at $199,750.

More homes on Gamble Rd

Closest homes

More homes in Five Points 38457

Assigned schools

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