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Rural ResidenceResidential
$128,161$76 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

89 LAUREL RIDGE DR

OLD FORT, NC 28762
3
Beds
1
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$128K
$89K low$167K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,015 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,330 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$62,210
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,120
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$143,330
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$143,330

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
64
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMcDowell
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.8.64
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Old Fort Elementary SchoolB+
Elementary · Grades PK–5 · 3.5 mi
M
West Mcdowell Middle SchoolD+
Middle · Grades 6–8 · 5.9 mi
H
McDowell High SchoolD
High · Grades 9–12 · 5.9 mi

District: McDowell County Schools

Neighborhood · ZIP 28762These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,016
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,666
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,981
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Laurel Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Old Fort 28762
  • Costs less per square foot than 96% of homes in Old Fort 28762
  • Bigger than 71% of homes in Old Fort 28762
  • Has a bigger lot than 88% of homes in McDowell County
  • Older than 74% of homes in Old Fort 28762

What homes are worth in Old Fort 28762

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$910K

This home is worth more than 23% of homes in Old Fort 28762.

How it measures up in Old Fort 28762

The dot is this home. The mark in the middle is the typical home in Old Fort 28762.

Estimated value$128,161
CheaperTypical $239,195Pricier

Pricier than 23% of homes nearby

Price per ft²$76
CheaperTypical $185Pricier

Pricier than 4% of homes nearby

Living area1,680 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 71% of homes nearby

Lot size8.64 ac
SmallerTypical 1.75 acBigger

Bigger than 85% of homes nearby

Year built1960
OlderTypical 1981Newer

Newer than 26% of homes nearby

How 89 Laurel Ridge Dr ranks against every home in each area.
MeasureThis homeOld Fort 28762McDowell County
Estimated valuepricier than$128,16123% of homes28% of homes
Price per ft²pricier than$764% of homes7% of homes
Living areabigger than1,680 ft²71% of homes71% of homes
Lot sizebigger than8.64 ac85% of homes88% of homes
Year builtnewer than196026% of homes30% of homes

About 89 Laurel Ridge Dr

How much is 89 Laurel Ridge Dr, Old Fort, NC worth?

The TopHap Estimate for 89 Laurel Ridge Dr, Old Fort, NC is $128,161 as of Aug 30, 2026. The likely range is $89,128 to $167,194. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Laurel Ridge Dr, Old Fort, NC last sell?

89 Laurel Ridge Dr, Old Fort, NC last sold on Jun 26, 2007, according to the county's recorded deed.

How big is 89 Laurel Ridge Dr, Old Fort, NC?

89 Laurel Ridge Dr, Old Fort, NC has 3 bedrooms, 1 bathrooms, 1,680 square feet of living space and a 8.64-acre lot.

When was 89 Laurel Ridge Dr, Old Fort, NC built?

89 Laurel Ridge Dr, Old Fort, NC was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 89 Laurel Ridge Dr, Old Fort, NC?

89 Laurel Ridge Dr, Old Fort, NC is assigned to Old Fort Elementary School (elementary), rated B+; West Mcdowell Middle School (middle), rated D+; McDowell High School (high), rated D. All sit in McDowell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Laurel Ridge Dr, Old Fort, NC compare to other homes in Old Fort 28762?

Among the 3,364 homes in Old Fort 28762, it is worth more than 23% of them ($128,161 against a typical $239,195), its price per square foot is higher than 4% of them ($76 against a typical $185), it is bigger than 71% of them (1,680 ft² against a typical 1,408 ft²), its lot is bigger than 85% of them (8.64 ac against a typical 1.75 ac) and it is newer than 26% of them (1960 against a typical 1981). Measured against all of McDowell County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Laurel Ridge Dr, Old Fort, NC?

The 2025 property tax bill for 89 Laurel Ridge Dr, Old Fort, NC was $1,015. The county assessed it at $143,330.

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