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Single Family ResidentialResidential
$1,638,577$493 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,250,000 on Dec 22, 2022

89 RAPTOR WAY

SAPPHIRE, NC 28774
3
Beds
5
Baths
3,326 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.6M
$1.4M low$1.9M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,250,000 · Dec 22, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$261,730
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$209,384
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,376,847
FIRST CITIZENS BANK & TRUST CO · 6.37% 1 · recorded Apr 10, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,233 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,640,157 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,440,157
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,012,560

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
84
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.3.00
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 312 ft²Porch · 479 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Blue Ridge Early CollegeC-
Middle · Grades 7–12 · 7.2 mi
E
Blue Ridge SchoolC+
Elementary · Grades PK–6 · 7.2 mi

District: Jackson County Schools

Neighborhood · ZIP 28774These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.38%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,224
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,334
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,511
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.80 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Raptor Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Sapphire 28774
  • Costs more per square foot than 86% of homes in Sapphire 28774
  • Bigger than 91% of homes in Jackson County
  • Has a bigger lot than 92% of homes in Sapphire 28774
  • Newer than 98% of homes in Jackson County

What homes are worth in Sapphire 28774

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$2.5M

This home is worth more than 93% of homes in Sapphire 28774.

How it measures up in Sapphire 28774

The dot is this home. The mark in the middle is the typical home in Sapphire 28774.

Estimated value$1,638,577
CheaperTypical $643,829Pricier

Pricier than 93% of homes nearby

Price per ft²$493
CheaperTypical $334Pricier

Pricier than 86% of homes nearby

Living area3,326 ft²
SmallerTypical 1,904 ft²Bigger

Bigger than 87% of homes nearby

Lot size3 ac
SmallerTypical 0.75 acBigger

Bigger than 92% of homes nearby

Year built2014
OlderTypical 1991Newer

Newer than 97% of homes nearby

How 89 Raptor Way ranks against every home in each area.
MeasureThis homeSapphire 28774Jackson County
Estimated valuepricier than$1,638,57793% of homes90% of homes
Price per ft²pricier than$49386% of homes81% of homes
Living areabigger than3,326 ft²87% of homes91% of homes
Lot sizebigger than3 ac92% of homes81% of homes
Year builtnewer than201497% of homes98% of homes

About 89 Raptor Way

How much is 89 Raptor Way, Sapphire, NC worth?

The TopHap Estimate for 89 Raptor Way, Sapphire, NC is $1,638,577 as of Jul 14, 2026. The likely range is $1,413,534 to $1,863,620. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Raptor Way, Sapphire, NC last sell?

89 Raptor Way, Sapphire, NC last sold on Dec 22, 2022 for $1,250,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 89 Raptor Way, Sapphire, NC?

89 Raptor Way, Sapphire, NC has 3 bedrooms, 5 bathrooms, 3,326 square feet of living space and a 3.00-acre lot.

When was 89 Raptor Way, Sapphire, NC built?

89 Raptor Way, Sapphire, NC was built in 2014, making it 12 years old. The building has 2 stories.

What schools serve 89 Raptor Way, Sapphire, NC?

89 Raptor Way, Sapphire, NC is assigned to Blue Ridge Early College (middle), rated C-; Blue Ridge School (elementary), rated C+. All sit in Jackson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Raptor Way, Sapphire, NC compare to other homes in Sapphire 28774?

Among the 2,529 homes in Sapphire 28774, it is worth more than 93% of them ($1,638,577 against a typical $643,829), its price per square foot is higher than 86% of them ($493 against a typical $334), it is bigger than 87% of them (3,326 ft² against a typical 1,904 ft²), its lot is bigger than 92% of them (3 ac against a typical 0.75 ac) and it is newer than 97% of them (2014 against a typical 1991). Measured against all of Jackson County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Raptor Way, Sapphire, NC?

The 2025 property tax bill for 89 Raptor Way, Sapphire, NC was $6,233. The county assessed it at $1,640,157.

Closest homes

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Assigned schools

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