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Single Family ResidenceResidential
$410,193$298 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

89 RAY ST

MANCHESTER, NH 03104
3
Beds
1
Baths
1,375 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1935
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$410K
$383K low$437K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,549 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$283,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$103,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$180,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$491,055

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHILLSBOROUGH
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Webster Elementary SchoolD
Elementary · Grades KG–4 · 0.7 mi
H
Manchester Central High SchoolF
High · Grades 9–12 · 1.2 mi
M
Hillside Middle SchoolF
Middle · Grades 5–8 · 1.2 mi

District: Manchester School District

Neighborhood · ZIP 03104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,748
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,974 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,951
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,468
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in North End
  • Smaller than 71% of homes in North End
  • Has a smaller lot than 92% of homes in Hillsborough County
  • Older than 85% of homes in Hillsborough County

What homes are worth in Manchester 03104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$245K$874K

This home is worth more than 29% of homes in Manchester 03104.

How it measures up in Manchester 03104

The dot is this home. The mark in the middle is the typical home in Manchester 03104.

Estimated value$410,193
CheaperTypical $469,806Pricier

Pricier than 29% of homes nearby

Price per ft²$298
CheaperTypical $313Pricier

Pricier than 39% of homes nearby

Living area1,375 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.12 ac
SmallerTypical 0.21 acBigger

Bigger than 20% of homes nearby

Year built1935
OlderTypical 1960Newer

Newer than 29% of homes nearby

How 89 Ray St ranks against every home in each area.
MeasureThis homeNorth EndManchester 03104Hillsborough County
Estimated valuepricier than$410,19319% of homes29% of homes21% of homes
Price per ft²pricier than$29843% of homes39% of homes42% of homes
Living areabigger than1,375 ft²29% of homes35% of homes31% of homes
Lot sizebigger than0.12 ac14% of homes20% of homes8% of homes
Year builtnewer than193522% of homes29% of homes15% of homes

About 89 Ray St

How much is 89 Ray St, Manchester, NH worth?

The TopHap Estimate for 89 Ray St, Manchester, NH is $410,193 as of Sep 24, 2026. The likely range is $382,889 to $437,497. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Ray St, Manchester, NH last sell?

89 Ray St, Manchester, NH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 89 Ray St, Manchester, NH?

89 Ray St, Manchester, NH has 3 bedrooms, 1 bathrooms, 1,375 square feet of living space and a 0.12-acre lot.

When was 89 Ray St, Manchester, NH built?

89 Ray St, Manchester, NH was built in 1935, making it 91 years old. It is a cape cod home. The building has 2 stories.

What schools serve 89 Ray St, Manchester, NH?

89 Ray St, Manchester, NH is assigned to Webster Elementary School (elementary), rated D; Manchester Central High School (high), rated F; Hillside Middle School (middle), rated F. All sit in Manchester School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Ray St, Manchester, NH compare to other homes in Manchester 03104?

Among the 9,089 homes in Manchester 03104, it is worth more than 29% of them ($410,193 against a typical $469,806), its price per square foot is higher than 39% of them ($298 against a typical $313), it is bigger than 35% of them (1,375 ft² against a typical 1,632 ft²), its lot is bigger than 20% of them (0.12 ac against a typical 0.21 ac) and it is newer than 29% of them (1935 against a typical 1960). Measured against all of Hillsborough County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Ray St, Manchester, NH?

The 2024 property tax bill for 89 Ray St, Manchester, NH was $5,549. The county assessed it at $283,400.

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