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Single Family ResidenceResidential
$353,314
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $214,000 on Aug 15, 2018

89 WATER ST

CHESTER, CT 06412
0
Baths
1.22 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$353K
$315K low$392K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$214,000 · Aug 15, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,179 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$191,240 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,960
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,280
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$133,868

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLOWER CONNECTICUT RIVER VALLEY
Lot (acres)The size of the land the home sits on, from county records.1.22
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chester Elementary SchoolB
Elementary · Grades PK–6 · 1.1 mi
H
Valley Regional High SchoolB
High · Grades 9–12 · 2.8 mi
M
John Winthrop Middle SchoolB-
Middle · Grades 7–8 · 3.4 mi

District: Regional High School District 04

Neighborhood · ZIP 06412These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,484
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.211 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,420
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,617
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Chester 06412
  • Has a bigger lot than 68% of homes in Lower Connecticut River Valley County

What homes are worth in Chester 06412

Each bar is how many homes fall in that price range. The marker is this home.

This home
$249K$1.4M

This home is worth more than 9% of homes in Chester 06412.

How it measures up in Chester 06412

The dot is this home. The mark in the middle is the typical home in Chester 06412.

Estimated value$353,314
CheaperTypical $548,244Pricier

Pricier than 9% of homes nearby

Lot size1.22 ac
SmallerTypical 1.31 acBigger

Bigger than 48% of homes nearby

How 89 Water St ranks against every home in each area.
MeasureThis homeChester 06412Lower Connecticut River Valley County
Estimated valuepricier than$353,3149% of homes21% of homes
Lot sizebigger than1.22 ac48% of homes68% of homes

About 89 Water St

How much is 89 Water St, Chester, CT worth?

The TopHap Estimate for 89 Water St, Chester, CT is $353,314 as of Oct 21, 2026. The likely range is $314,777 to $391,851. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Water St, Chester, CT last sell?

89 Water St, Chester, CT last sold on Aug 15, 2018 for $214,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 89 Water St, Chester, CT?

89 Water St, Chester, CT is assigned to Chester Elementary School (elementary), rated B; Valley Regional High School (high), rated B; John Winthrop Middle School (middle), rated B-. All sit in Regional High School District 04. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Water St, Chester, CT compare to other homes in Chester 06412?

Among the 1,415 homes in Chester 06412, it is worth more than 9% of them ($353,314 against a typical $548,244) and its lot is bigger than 48% of them (1.22 ac against a typical 1.31 ac). Measured against all of Lower Connecticut River Valley County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Water St, Chester, CT?

The 2024 property tax bill for 89 Water St, Chester, CT was $5,179. The county assessed it at $191,240.

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Assigned schools

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