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Single Family ResidenceResidential
$399,400$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $340,000 on Sep 8, 2025

891 CHOCTAWHATCHEE RIVER RD

PONCE DE LEON, FL 32455
2
Beds
2
Baths
2,052 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$399K
$364K low$435K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$340,000 · Sep 8, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,836 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$208,415 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$188,615
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$210,835
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$208,415

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.43%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWalton
Lot (acres)The size of the land the home sits on, from county records.0.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Unfinished
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 333 ft²Porch · 500 ft²Boat access

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Freeport Middle SchoolB+
Middle · Grades 6–8 · 13.3 mi
E
Freeport Elementary SchoolB-
Elementary · Grades PK–5 · 13.4 mi
H
Freeport High SchoolA-
High · Grades 9–12 · 13.6 mi

District: Walton County School District

Neighborhood · ZIP 32455These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,246
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,331
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,590
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

891 Choctawhatchee River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Ponce de Leon 32455
  • Costs less per square foot than 80% of homes in Walton County
  • Bigger than 85% of homes in Ponce de Leon 32455
  • Has a smaller lot than 96% of homes in Ponce de Leon 32455
  • Newer than 71% of homes in Ponce de Leon 32455

What homes are worth in Ponce de Leon 32455

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$719K

This home is worth more than 88% of homes in Ponce de Leon 32455.

How it measures up in Ponce de Leon 32455

The dot is this home. The mark in the middle is the typical home in Ponce de Leon 32455.

Estimated value$399,400
CheaperTypical $188,144Pricier

Pricier than 88% of homes nearby

Price per ft²$195
CheaperTypical $139Pricier

Pricier than 77% of homes nearby

Living area2,052 ft²
SmallerTypical 1,290 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.21 ac
SmallerTypical 2.92 acBigger

Bigger than 4% of homes nearby

Year built1997
OlderTypical 1985Newer

Newer than 71% of homes nearby

How 891 Choctawhatchee River Rd ranks against every home in each area.
MeasureThis homePonce de Leon 32455Walton County
Estimated valuepricier than$399,40088% of homes26% of homes
Price per ft²pricier than$19577% of homes20% of homes
Living areabigger than2,052 ft²85% of homes59% of homes
Lot sizebigger than0.21 ac4% of homes54% of homes
Year builtnewer than199771% of homes33% of homes

About 891 Choctawhatchee River Rd

How much is 891 Choctawhatchee River Rd, Ponce De Leon, FL worth?

The TopHap Estimate for 891 Choctawhatchee River Rd, Ponce De Leon, FL is $399,400 as of Aug 30, 2026. The likely range is $364,284 to $434,516. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 891 Choctawhatchee River Rd, Ponce De Leon, FL last sell?

891 Choctawhatchee River Rd, Ponce De Leon, FL last sold on Sep 8, 2025 for $340,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 891 Choctawhatchee River Rd, Ponce De Leon, FL?

891 Choctawhatchee River Rd, Ponce De Leon, FL has 2 bedrooms, 2 bathrooms, 2,052 square feet of living space and a 0.21-acre lot.

When was 891 Choctawhatchee River Rd, Ponce De Leon, FL built?

891 Choctawhatchee River Rd, Ponce De Leon, FL was built in 1997, making it 29 years old. The building has 2 stories.

What schools serve 891 Choctawhatchee River Rd, Ponce De Leon, FL?

891 Choctawhatchee River Rd, Ponce De Leon, FL is assigned to Freeport Middle School (middle), rated B+; Freeport Elementary School (elementary), rated B-; Freeport High School (high), rated A-. All sit in Walton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 891 Choctawhatchee River Rd, Ponce De Leon, FL compare to other homes in Ponce de Leon 32455?

Among the 1,917 homes in Ponce de Leon 32455, it is worth more than 88% of them ($399,400 against a typical $188,144), its price per square foot is higher than 77% of them ($195 against a typical $139), it is bigger than 85% of them (2,052 ft² against a typical 1,290 ft²), its lot is bigger than 4% of them (0.21 ac against a typical 2.92 ac) and it is newer than 71% of them (1997 against a typical 1985). Measured against all of Walton County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 891 Choctawhatchee River Rd, Ponce De Leon, FL?

The 2024 property tax bill for 891 Choctawhatchee River Rd, Ponce De Leon, FL was $1,836. The county assessed it at $208,415.

More homes on Choctawhatchee River Rd

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More homes in Ponce De Leon 32455

Assigned schools

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