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Single Family ResidenceResidential
Last sold for $6,460,000 on May 20, 2013

891 HARBOR DR

KEY BISCAYNE, FL 33149
7
Beds
7.5
Baths
8,585 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$6,460,000 · May 20, 2013
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$3,878,373
SABADELL UNITED BANK NA · recorded Dec 27, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,000,000
CITY NATIONAL BANK OF FLORIDA
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$462,500

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$97,460 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,179,940 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,005,773
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$8,982,214

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.65 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.100%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIAMI-DADE
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ElevatorPatio · 600 ft²Boat access

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(5)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Key Biscayne K-8 CenterA-
Elementary · Grades PK–5 · 0.4 mi
M
Ponce De Leon Middle SchoolB
Middle · Grades 6–8 · 6.8 mi
H
Coral Gables Senior High SchoolC+
High · Grades 9–12 · 6.8 mi

District: Dade County School District

Neighborhood · ZIP 33149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.16,714
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,068 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$155,699
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$201,344
Average tempThe average temperature here across a full year.76°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

891 Harbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Key Biscayne 33149
  • Has a bigger lot than 90% of homes in Miami-Dade County
  • Newer than 75% of homes in Key Biscayne 33149

How it measures up in Key Biscayne 33149

The dot is this home. The mark in the middle is the typical home in Key Biscayne 33149.

Living area8,585 ft²
SmallerTypical 1,720 ft²Bigger

Bigger than almost all homes nearby

Lot size0.33 ac
SmallerTypical 0.19 acBigger

Bigger than 77% of homes nearby

Year built1996
OlderTypical 1978Newer

Newer than 75% of homes nearby

How 891 Harbor Dr ranks against every home in each area.
MeasureThis homeKey Biscayne 33149Miami-Dade County
Living areabigger than8,585 ft²almost all homesalmost all homes
Lot sizebigger than0.33 ac77% of homes90% of homes
Year builtnewer than199675% of homes73% of homes

About 891 Harbor Dr

When did 891 Harbor Dr, Key Biscayne, FL last sell?

891 Harbor Dr, Key Biscayne, FL last sold on May 20, 2013 for $6,460,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 891 Harbor Dr, Key Biscayne, FL?

891 Harbor Dr, Key Biscayne, FL has 7 bedrooms, 7.5 bathrooms, 8,585 square feet of living space and a 0.33-acre lot.

When was 891 Harbor Dr, Key Biscayne, FL built?

891 Harbor Dr, Key Biscayne, FL was built in 1996, making it 30 years old. The building has 3 stories.

What schools serve 891 Harbor Dr, Key Biscayne, FL?

891 Harbor Dr, Key Biscayne, FL is assigned to Key Biscayne K-8 Center (elementary), rated A-; Ponce De Leon Middle School (middle), rated B; Coral Gables Senior High School (high), rated C+. All sit in Dade County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 891 Harbor Dr, Key Biscayne, FL compare to other homes in Key Biscayne 33149?

Among the 7,044 homes in Key Biscayne 33149, it is bigger than almost all of them (8,585 ft² against a typical 1,720 ft²), its lot is bigger than 77% of them (0.33 ac against a typical 0.19 ac) and it is newer than 75% of them (1996 against a typical 1978). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 891 Harbor Dr, Key Biscayne, FL?

The 2025 property tax bill for 891 Harbor Dr, Key Biscayne, FL was $97,460. The county assessed it at $6,179,940.

Closest homes

More homes in Key Biscayne 33149

Assigned schools

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