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Single Family ResidenceResidential
$431,858$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $428,400 on Oct 2, 2024

891 N POND ST

TOCCOA, GA 30577
4
Beds
3
Baths
3,238 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$432K
$403K low$461K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$428,400 · Oct 2, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,041 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$137,384 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,508
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,876
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$93,641
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$343,461

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyStephens
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
Lot (acres)The size of the land the home sits on, from county records.2.88
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 434 ft²Patio · 434 ft²Porch · 998 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Elementary School
Elementary · Grades 1–2 · 2.8 mi
H
Stephens County High SchoolC
High · Grades 9–12 · 3.3 mi
M
Stephens County Middle SchoolC+
Middle · Grades 6–8 · 3.3 mi

District: Stephens County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

891 N Pond St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Toccoa 30577
  • Bigger than 94% of homes in Toccoa 30577
  • Has a bigger lot than 76% of homes in Toccoa 30577
  • Newer than 67% of homes in Toccoa 30577

What homes are worth in Toccoa 30577

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$744K

This home is worth more than 90% of homes in Toccoa 30577.

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Estimated value$431,858
CheaperTypical $215,341Pricier

Pricier than 90% of homes nearby

Price per ft²$133
CheaperTypical $141Pricier

Pricier than 43% of homes nearby

Living area3,238 ft²
SmallerTypical 1,497 ft²Bigger

Bigger than 94% of homes nearby

Lot size2.88 ac
SmallerTypical 0.96 acBigger

Bigger than 76% of homes nearby

Year built1988
OlderTypical 1976Newer

Newer than 67% of homes nearby

How 891 N Pond St ranks against every home in each area.
MeasureThis homeToccoa 30577Stephens County
Estimated valuepricier than$431,85890% of homes88% of homes
Price per ft²pricier than$13343% of homes42% of homes
Living areabigger than3,238 ft²94% of homes94% of homes
Lot sizebigger than2.88 ac76% of homes76% of homes
Year builtnewer than198867% of homes63% of homes

About 891 N Pond St

How much is 891 N Pond St, Toccoa, GA worth?

The TopHap Estimate for 891 N Pond St, Toccoa, GA is $431,858 as of Oct 21, 2026. The likely range is $402,651 to $461,065. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 891 N Pond St, Toccoa, GA last sell?

891 N Pond St, Toccoa, GA last sold on Oct 2, 2024 for $428,400, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 891 N Pond St, Toccoa, GA?

891 N Pond St, Toccoa, GA has 4 bedrooms, 3 bathrooms, 3,238 square feet of living space and a 2.88-acre lot.

When was 891 N Pond St, Toccoa, GA built?

891 N Pond St, Toccoa, GA was built in 1988, making it 38 years old. It is a ranch home. The building has 1 story.

What schools serve 891 N Pond St, Toccoa, GA?

891 N Pond St, Toccoa, GA is assigned to Liberty Elementary School (elementary); Stephens County High School (high), rated C; Stephens County Middle School (middle), rated C+. All sit in Stephens County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 891 N Pond St, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,873 homes in Toccoa 30577, it is worth more than 90% of them ($431,858 against a typical $215,341), its price per square foot is higher than 43% of them ($133 against a typical $141), it is bigger than 94% of them (3,238 ft² against a typical 1,497 ft²), its lot is bigger than 76% of them (2.88 ac against a typical 0.96 ac) and it is newer than 67% of them (1988 against a typical 1976). Measured against all of Stephens County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 891 N Pond St, Toccoa, GA?

The 2025 property tax bill for 891 N Pond St, Toccoa, GA was $3,041. The county assessed it at $137,384.

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