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Single Family ResidenceResidential
$158,632$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

895 ELM ST

BLACK ROCK, AR 72415
2 / 1
Baths
1,436 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1
StoriesHow many floors the home has above ground.

Valuation

$159K
$114K low$204K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$106,632
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,306
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$52,000
US BANK NA · recorded Nov 7, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$90 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,960 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,060
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,960
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$9,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLawrence
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Closed Piers
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 400 ft²Patio · 132 ft²Porch · 140 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Walnut Ridge High SchoolB
Middle · Grades 7–12 · 8.9 mi
E
Walnut Ridge Elementary SchoolC
Elementary · Grades PK–6 · 9.0 mi

District: Lawrence County School District

Neighborhood · ZIP 72415These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.160
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.232

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,845
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,511
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,575
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

895 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Lawrence County
  • Costs more per square foot than 69% of homes in Lawrence County

What homes are worth in Black Rock 72415

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$400K

This home is worth more than 63% of homes in Black Rock 72415.

How it measures up in Black Rock 72415

The dot is this home. The mark in the middle is the typical home in Black Rock 72415.

Estimated value$158,632
CheaperTypical $124,031Pricier

Pricier than 63% of homes nearby

Price per ft²$110
CheaperTypical $91Pricier

Pricier than 63% of homes nearby

Living area1,436 ft²
SmallerTypical 1,327 ft²Bigger

Bigger than 57% of homes nearby

How 895 Elm St ranks against every home in each area.
MeasureThis homeBlack Rock 72415Lawrence County
Estimated valuepricier than$158,63263% of homes69% of homes
Price per ft²pricier than$11063% of homes69% of homes
Living areabigger than1,436 ft²57% of homes59% of homes

About 895 Elm St

How much is 895 Elm St, Black Rock, AR worth?

The TopHap Estimate for 895 Elm St, Black Rock, AR is $158,632 as of Jul 14, 2026. The likely range is $113,661 to $203,603. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 895 Elm St, Black Rock, AR last sell?

895 Elm St, Black Rock, AR last sold on Apr 12, 2013, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 895 Elm St, Black Rock, AR?

895 Elm St, Black Rock, AR has 2 bathrooms and 1,436 square feet of living space.

What schools serve 895 Elm St, Black Rock, AR?

895 Elm St, Black Rock, AR is assigned to Walnut Ridge High School (middle), rated B; Walnut Ridge Elementary School (elementary), rated C. All sit in Lawrence County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 895 Elm St, Black Rock, AR compare to other homes in Black Rock 72415?

Among the 616 homes in Black Rock 72415, it is worth more than 63% of them ($158,632 against a typical $124,031), its price per square foot is higher than 63% of them ($110 against a typical $91) and it is bigger than 57% of them (1,436 ft² against a typical 1,327 ft²). Measured against all of Lawrence County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 895 Elm St, Black Rock, AR?

The 2024 property tax bill for 895 Elm St, Black Rock, AR was $90. The county assessed it at $1,960.

Closest homes

More homes in Black Rock 72415

Assigned schools

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