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Single Family ResidenceResidential
$493,839$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

895 RIDGEWAY AVE

MUNSTER, IN 46321
4
Beds
4 / 1
Baths
3,048 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$494K
$461K low$526K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$45,339
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$36,271
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$328,500
CANOPY MORTGAGE LLC · recorded Jan 15, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
BMO BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,730 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$468,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$412,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$434,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$468,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(6)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Wilbur Wright Middle SchoolA+
Middle · Grades 6–8 · 0.5 mi
H
Munster High SchoolA+
High · Grades 9–12 · 0.6 mi
E
Ernest R Elliott Elementary SchoolA
Elementary · Grades KG–5 · 1.0 mi

District: Munster School Town

Neighborhood · ZIP 46321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.48
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.23,950
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,148 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,591
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,698
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

895 Ridgeway Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Lake County
  • Costs less per square foot than 76% of homes in Munster 46321
  • Bigger than 90% of homes in Lake County
  • Has a bigger lot than 67% of homes in Lake County
  • Older than 67% of homes in Munster 46321

What homes are worth in Munster 46321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$915K

This home is worth more than 77% of homes in Munster 46321.

How it measures up in Munster 46321

The dot is this home. The mark in the middle is the typical home in Munster 46321.

Estimated value$493,839
CheaperTypical $365,393Pricier

Pricier than 77% of homes nearby

Price per ft²$162
CheaperTypical $194Pricier

Pricier than 24% of homes nearby

Living area3,048 ft²
SmallerTypical 2,176 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.25 ac
SmallerTypical 0.24 acBigger

Bigger than 55% of homes nearby

Year built1962
OlderTypical 1972Newer

Newer than 33% of homes nearby

How 895 Ridgeway Ave ranks against every home in each area.
MeasureThis homeMunster 46321Lake County
Estimated valuepricier than$493,83977% of homes91% of homes
Price per ft²pricier than$16224% of homes53% of homes
Living areabigger than3,048 ft²74% of homes90% of homes
Lot sizebigger than0.25 ac55% of homes67% of homes
Year builtnewer than196233% of homes50% of homes

About 895 Ridgeway Ave

How much is 895 Ridgeway Ave, Munster, IN worth?

The TopHap Estimate for 895 Ridgeway Ave, Munster, IN is $493,839 as of Jul 14, 2026. The likely range is $461,235 to $526,443. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 895 Ridgeway Ave, Munster, IN last sell?

895 Ridgeway Ave, Munster, IN last sold on Jan 15, 2020, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 895 Ridgeway Ave, Munster, IN?

895 Ridgeway Ave, Munster, IN has 4 bedrooms, 4 bathrooms, 3,048 square feet of living space and a 0.26-acre lot.

When was 895 Ridgeway Ave, Munster, IN built?

895 Ridgeway Ave, Munster, IN was built in 1962, making it 64 years old. The building has 2 stories.

What schools serve 895 Ridgeway Ave, Munster, IN?

895 Ridgeway Ave, Munster, IN is assigned to Wilbur Wright Middle School (middle), rated A+; Munster High School (high), rated A+; Ernest R Elliott Elementary School (elementary), rated A. All sit in Munster School Town. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 895 Ridgeway Ave, Munster, IN compare to other homes in Munster 46321?

Among the 9,089 homes in Munster 46321, it is worth more than 77% of them ($493,839 against a typical $365,393), its price per square foot is higher than 24% of them ($162 against a typical $194), it is bigger than 74% of them (3,048 ft² against a typical 2,176 ft²), its lot is bigger than 55% of them (0.25 ac against a typical 0.24 ac) and it is newer than 33% of them (1962 against a typical 1972). Measured against all of Lake County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 895 Ridgeway Ave, Munster, IN?

The 2024 property tax bill for 895 Ridgeway Ave, Munster, IN was $5,730. The county assessed it at $468,400.

Closest homes

More homes in Munster 46321

Assigned schools

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