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Single Family ResidenceResidential
$239,755$150 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $229,900 on May 30, 2019

895 ROCK ISLAND RD

ROCK ISLAND, TN 38581
2
Baths
1,603 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$240K
$230K low$249K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$229,900 · May 30, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.118%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$251,500
FIRST NAT'L BK/MIDDLE TN · recorded May 30, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
FIRST NB OF MIDDLE TENNESSEE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,166 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,250 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,550
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$53,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWarren
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.3.60
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 384 ft²Porch · 571 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eastside Elementary SchoolB+
Elementary · Grades PK–8 · 4.3 mi
H
Warren County High SchoolB-
High · Grades 9–12 · 14.8 mi

District: Warren County School District

Neighborhood · ZIP 38581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,454
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

895 Rock Island Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 66% of homes in Rock Island 38581
  • Has a bigger lot than 72% of homes in Warren County
  • Older than 82% of homes in Rock Island 38581

What homes are worth in Rock Island 38581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$1.1M

This home is worth more than 61% of homes in Rock Island 38581.

How it measures up in Rock Island 38581

The dot is this home. The mark in the middle is the typical home in Rock Island 38581.

Estimated value$239,755
CheaperTypical $203,311Pricier

Pricier than 61% of homes nearby

Price per ft²$150
CheaperTypical $144Pricier

Pricier than 55% of homes nearby

Living area1,603 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 66% of homes nearby

Lot size3.6 ac
SmallerTypical 2.5 acBigger

Bigger than 57% of homes nearby

Year built1963
OlderTypical 1984Newer

Newer than 18% of homes nearby

How 895 Rock Island Rd ranks against every home in each area.
MeasureThis homeRock Island 38581Warren County
Estimated valuepricier than$239,75561% of homes57% of homes
Price per ft²pricier than$15055% of homes51% of homes
Living areabigger than1,603 ft²66% of homes62% of homes
Lot sizebigger than3.6 ac57% of homes72% of homes
Year builtnewer than196318% of homes29% of homes

About 895 Rock Island Rd

How much is 895 Rock Island Rd, Rock Island, TN worth?

The TopHap Estimate for 895 Rock Island Rd, Rock Island, TN is $239,755 as of Jul 14, 2026. The likely range is $230,047 to $249,463. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 895 Rock Island Rd, Rock Island, TN last sell?

895 Rock Island Rd, Rock Island, TN last sold on May 30, 2019 for $229,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 895 Rock Island Rd, Rock Island, TN?

895 Rock Island Rd, Rock Island, TN has 2 bathrooms, 1,603 square feet of living space and a 3.60-acre lot.

When was 895 Rock Island Rd, Rock Island, TN built?

895 Rock Island Rd, Rock Island, TN was built in 1963, making it 63 years old. The building has 1 story.

What schools serve 895 Rock Island Rd, Rock Island, TN?

895 Rock Island Rd, Rock Island, TN is assigned to Eastside Elementary School (elementary), rated B+; Warren County High School (high), rated B-. All sit in Warren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 895 Rock Island Rd, Rock Island, TN compare to other homes in Rock Island 38581?

Among the 2,128 homes in Rock Island 38581, it is worth more than 61% of them ($239,755 against a typical $203,311), its price per square foot is higher than 55% of them ($150 against a typical $144), it is bigger than 66% of them (1,603 ft² against a typical 1,344 ft²), its lot is bigger than 57% of them (3.6 ac against a typical 2.5 ac) and it is newer than 18% of them (1963 against a typical 1984). Measured against all of Warren County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 895 Rock Island Rd, Rock Island, TN?

The 2024 property tax bill for 895 Rock Island Rd, Rock Island, TN was $1,166. The county assessed it at $59,250.

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Assigned schools

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