Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$306,598$176 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $249,900 on Jul 24, 2024

8985 CONCORD RD

SAINT CLOUD, FL 34773
3
Beds
2
Baths
1,743 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$307K
$257K low$356K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$249,900 · Jul 24, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,468 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$239,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$189,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$216,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$239,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Mobile/Manufactured
CountyOsceola
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.92
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Harmony Middle SchoolB
Middle · Grades 6–8 · 6.1 mi
H
Harmony High SchoolC+
High · Grades 9–12 · 6.3 mi
E
Harmony Community SchoolA
Elementary · Grades KG–5 · 6.9 mi

District: Osceola County School District

Neighborhood · ZIP 34773These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,513
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,535
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,416
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8985 Concord Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Saint Cloud 34773
  • Costs less per square foot than 72% of homes in Osceola County
  • Has a bigger lot than 95% of homes in Osceola County
  • Older than 92% of homes in Saint Cloud 34773

What homes are worth in Saint Cloud 34773

Each bar is how many homes fall in that price range. The marker is this home.

This home
$240K$724K

This home is worth more than 11% of homes in Saint Cloud 34773.

How it measures up in Saint Cloud 34773

The dot is this home. The mark in the middle is the typical home in Saint Cloud 34773.

Estimated value$306,598
CheaperTypical $382,111Pricier

Pricier than 11% of homes nearby

Price per ft²$176
CheaperTypical $193Pricier

Pricier than 29% of homes nearby

Living area1,743 ft²
SmallerTypical 1,830 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.92 ac
SmallerTypical 0.14 acBigger

Bigger than 83% of homes nearby

Year built1989
OlderTypical 2019Newer

Newer than 8% of homes nearby

How 8985 Concord Rd ranks against every home in each area.
MeasureThis homeSaint Cloud 34773Osceola County
Estimated valuepricier than$306,59811% of homes28% of homes
Price per ft²pricier than$17629% of homes28% of homes
Living areabigger than1,743 ft²40% of homes46% of homes
Lot sizebigger than0.92 ac83% of homes95% of homes
Year builtnewer than19898% of homes20% of homes

About 8985 Concord Rd

How much is 8985 Concord Rd, Saint Cloud, FL worth?

The TopHap Estimate for 8985 Concord Rd, Saint Cloud, FL is $306,598 as of Sep 24, 2026. The likely range is $256,726 to $356,470. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8985 Concord Rd, Saint Cloud, FL last sell?

8985 Concord Rd, Saint Cloud, FL last sold on Jul 24, 2024 for $249,900, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 8985 Concord Rd, Saint Cloud, FL?

8985 Concord Rd, Saint Cloud, FL has 3 bedrooms, 2 bathrooms, 1,743 square feet of living space and a 0.92-acre lot.

When was 8985 Concord Rd, Saint Cloud, FL built?

8985 Concord Rd, Saint Cloud, FL was built in 1989, making it 37 years old. It is a mobile/manufactured home. The building has 1 story.

What schools serve 8985 Concord Rd, Saint Cloud, FL?

8985 Concord Rd, Saint Cloud, FL is assigned to Harmony Middle School (middle), rated B; Harmony High School (high), rated C+; Harmony Community School (elementary), rated A. All sit in Osceola County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8985 Concord Rd, Saint Cloud, FL compare to other homes in Saint Cloud 34773?

Among the 3,365 homes in Saint Cloud 34773, it is worth more than 11% of them ($306,598 against a typical $382,111), its price per square foot is higher than 29% of them ($176 against a typical $193), it is bigger than 40% of them (1,743 ft² against a typical 1,830 ft²), its lot is bigger than 83% of them (0.92 ac against a typical 0.14 ac) and it is newer than 8% of them (1989 against a typical 2019). Measured against all of Osceola County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8985 Concord Rd, Saint Cloud, FL?

The 2025 property tax bill for 8985 Concord Rd, Saint Cloud, FL was $3,468. The county assessed it at $239,700.

More homes on Concord Rd

Closest homes

More homes in Saint Cloud 34773

Assigned schools

Explore the area

See this home in context

Open 8985 Concord Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map