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Single Family ResidenceResidential
$465,201$323 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $445,145 on Oct 15, 2024

8985 SAINT ANDREWS DR

CHESAPEAKE BEACH, MD 20732
2
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$465K
$401K low$529K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$445,145 · Oct 15, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,205 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$325,133 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$292,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$390,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.0.61
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 80 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Windy Hill Elementary SchoolA-
Elementary · Grades PK–5 · 1.6 mi
M
Windy Hill Middle SchoolA-
Middle · Grades 6–8 · 1.6 mi
H
Northern High SchoolB+
High · Grades 9–12 · 5.8 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20732These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.9,836
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.737 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,626
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,133
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8985 Saint Andrews Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 75% of homes in Calvert County
  • Has a bigger lot than 74% of homes in Chesapeake Beach 20732

What homes are worth in Chesapeake Beach 20732

Each bar is how many homes fall in that price range. The marker is this home.

This home
$257K$850K

This home is worth more than 53% of homes in Chesapeake Beach 20732.

How it measures up in Chesapeake Beach 20732

The dot is this home. The mark in the middle is the typical home in Chesapeake Beach 20732.

Estimated value$465,201
CheaperTypical $449,406Pricier

Pricier than 53% of homes nearby

Price per ft²$323
CheaperTypical $292Pricier

Pricier than 65% of homes nearby

Living area1,440 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.61 ac
SmallerTypical 0.24 acBigger

Bigger than 74% of homes nearby

Year built1993
OlderTypical 1992Newer

Newer than 52% of homes nearby

How 8985 Saint Andrews Dr ranks against every home in each area.
MeasureThis homeChesapeake Beach 20732Calvert County
Estimated valuepricier than$465,20153% of homes48% of homes
Price per ft²pricier than$32365% of homes75% of homes
Living areabigger than1,440 ft²46% of homes36% of homes
Lot sizebigger than0.61 ac74% of homes47% of homes
Year builtnewer than199352% of homes58% of homes

About 8985 Saint Andrews Dr

How much is 8985 Saint Andrews Dr, Chesapeake Beach, MD worth?

The TopHap Estimate for 8985 Saint Andrews Dr, Chesapeake Beach, MD is $465,201 as of Oct 21, 2026. The likely range is $401,191 to $529,211. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8985 Saint Andrews Dr, Chesapeake Beach, MD last sell?

8985 Saint Andrews Dr, Chesapeake Beach, MD last sold on Oct 15, 2024 for $445,145, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 8985 Saint Andrews Dr, Chesapeake Beach, MD?

8985 Saint Andrews Dr, Chesapeake Beach, MD has 2 bathrooms, 1,440 square feet of living space and a 0.61-acre lot.

When was 8985 Saint Andrews Dr, Chesapeake Beach, MD built?

8985 Saint Andrews Dr, Chesapeake Beach, MD was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 8985 Saint Andrews Dr, Chesapeake Beach, MD?

8985 Saint Andrews Dr, Chesapeake Beach, MD is assigned to Windy Hill Elementary School (elementary), rated A-; Windy Hill Middle School (middle), rated A-; Northern High School (high), rated B+. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8985 Saint Andrews Dr, Chesapeake Beach, MD compare to other homes in Chesapeake Beach 20732?

Among the 4,202 homes in Chesapeake Beach 20732, it is worth more than 53% of them ($465,201 against a typical $449,406), its price per square foot is higher than 65% of them ($323 against a typical $292), it is bigger than 46% of them (1,440 ft² against a typical 1,520 ft²), its lot is bigger than 74% of them (0.61 ac against a typical 0.24 ac) and it is newer than 52% of them (1993 against a typical 1992). Measured against all of Calvert County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8985 Saint Andrews Dr, Chesapeake Beach, MD?

The 2025 property tax bill for 8985 Saint Andrews Dr, Chesapeake Beach, MD was $3,205. The county assessed it at $325,133.

More homes on Saint Andrews Dr

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