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Single Family ResidenceResidential
$487,492$625 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

9 CENTER ISLAND TER

HARPSWELL, ME 04079
3
Beds
2 / 1
Baths
780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$487K
$392K low$583K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,603 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$541,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$296,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$244,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$541,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.0.80
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckBoat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harpswell Community SchoolA-
Elementary · Grades KG–5 · 1.8 mi
H
Mt Ararat High SchoolC-
High · Grades 9–12 · 9.2 mi
M
Mt Ararat Middle SchoolB
Middle · Grades 6–8 · 9.7 mi

District: School Administrative District 75

Neighborhood · ZIP 04079These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.156
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,995
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,913
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,564
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9 Center Island Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Harpswell 04079
  • Costs more per square foot than 88% of homes in Cumberland County
  • Smaller than 94% of homes in Cumberland County

What homes are worth in Harpswell 04079

Each bar is how many homes fall in that price range. The marker is this home.

This home
$322K$2M

This home is worth more than 15% of homes in Harpswell 04079.

How it measures up in Harpswell 04079

The dot is this home. The mark in the middle is the typical home in Harpswell 04079.

Estimated value$487,492
CheaperTypical $734,851Pricier

Pricier than 15% of homes nearby

Price per ft²$625
CheaperTypical $474Pricier

Pricier than 76% of homes nearby

Living area780 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.8 ac
SmallerTypical 1.03 acBigger

Bigger than 41% of homes nearby

Year built1975
OlderTypical 1980Newer

Newer than 43% of homes nearby

How 9 Center Island Ter ranks against every home in each area.
MeasureThis homeHarpswell 04079Cumberland County
Estimated valuepricier than$487,49215% of homes32% of homes
Price per ft²pricier than$62576% of homes88% of homes
Living areabigger than780 ft²11% of homes6% of homes
Lot sizebigger than0.8 ac41% of homes57% of homes
Year builtnewer than197543% of homes47% of homes

About 9 Center Island Ter

How much is 9 Center Island Ter, Harpswell, ME worth?

The TopHap Estimate for 9 Center Island Ter, Harpswell, ME is $487,492 as of Sep 24, 2026. The likely range is $392,408 to $582,576. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9 Center Island Ter, Harpswell, ME last sell?

9 Center Island Ter, Harpswell, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 9 Center Island Ter, Harpswell, ME?

9 Center Island Ter, Harpswell, ME has 3 bedrooms, 2 bathrooms, 780 square feet of living space and a 0.80-acre lot.

When was 9 Center Island Ter, Harpswell, ME built?

9 Center Island Ter, Harpswell, ME was built in 1975, making it 51 years old. It is a raised ranch home. The building has 1 story.

What schools serve 9 Center Island Ter, Harpswell, ME?

9 Center Island Ter, Harpswell, ME is assigned to Harpswell Community School (elementary), rated A-; Mt Ararat High School (high), rated C-; Mt Ararat Middle School (middle), rated B. All sit in School Administrative District 75. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9 Center Island Ter, Harpswell, ME compare to other homes in Harpswell 04079?

Among the 3,380 homes in Harpswell 04079, it is worth more than 15% of them ($487,492 against a typical $734,851), its price per square foot is higher than 76% of them ($625 against a typical $474), it is bigger than 11% of them (780 ft² against a typical 1,584 ft²), its lot is bigger than 41% of them (0.8 ac against a typical 1.03 ac) and it is newer than 43% of them (1975 against a typical 1980). Measured against all of Cumberland County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9 Center Island Ter, Harpswell, ME?

The 2025 property tax bill for 9 Center Island Ter, Harpswell, ME was $3,603. The county assessed it at $541,000.

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