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Single Family ResidenceResidential
$217,500$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $210,000 on Jan 23, 2026

9 COMMERCE ST

SCHENECTADY, NY 12302
3
Beds
1
Baths
1,328 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$218K
$209K low$226K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$210,000 · Jan 23, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,842 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$208,364

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountySCHENECTADY
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 98 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln SchoolB+
Elementary · Grades KG–5 · 0.3 mi
H
Scotia-Glenville Senior High SchoolB
High · Grades 9–12 · 0.6 mi
M
Scotia-Glenville Middle SchoolA-
Middle · Grades 6–8 · 0.8 mi

District: Scotia-Glenville Central School District

Neighborhood · ZIP 12302These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.29,002
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.654 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,423
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Schenectady 12302
  • Costs less per square foot than 86% of homes in Schenectady 12302
  • Smaller than 73% of homes in Schenectady County
  • Has a smaller lot than 85% of homes in Schenectady 12302
  • Older than 79% of homes in Schenectady 12302

What homes are worth in Schenectady 12302

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$684K

This home is worth more than 12% of homes in Schenectady 12302.

How it measures up in Schenectady 12302

The dot is this home. The mark in the middle is the typical home in Schenectady 12302.

Estimated value$217,500
CheaperTypical $306,680Pricier

Pricier than 12% of homes nearby

Price per ft²$164
CheaperTypical $198Pricier

Pricier than 14% of homes nearby

Living area1,328 ft²
SmallerTypical 1,562 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.14 ac
SmallerTypical 0.35 acBigger

Bigger than 15% of homes nearby

Year built1928
OlderTypical 1953Newer

Newer than 21% of homes nearby

How 9 Commerce St ranks against every home in each area.
MeasureThis homeSchenectady 12302Schenectady County
Estimated valuepricier than$217,50012% of homes19% of homes
Price per ft²pricier than$16414% of homes25% of homes
Living areabigger than1,328 ft²31% of homes27% of homes
Lot sizebigger than0.14 ac15% of homes26% of homes
Year builtnewer than192821% of homes31% of homes

About 9 Commerce St

How much is 9 Commerce St, Schenectady, NY worth?

The TopHap Estimate for 9 Commerce St, Schenectady, NY is $217,500 as of Sep 24, 2026. The likely range is $208,757 to $226,243. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9 Commerce St, Schenectady, NY last sell?

9 Commerce St, Schenectady, NY last sold on Jan 23, 2026 for $210,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 9 Commerce St, Schenectady, NY?

9 Commerce St, Schenectady, NY has 3 bedrooms, 1 bathrooms, 1,328 square feet of living space and a 0.14-acre lot.

When was 9 Commerce St, Schenectady, NY built?

9 Commerce St, Schenectady, NY was built in 1928, making it 98 years old. It is a bungalow home. The building has 1 story.

What schools serve 9 Commerce St, Schenectady, NY?

9 Commerce St, Schenectady, NY is assigned to Lincoln School (elementary), rated B+; Scotia-Glenville Senior High School (high), rated B; Scotia-Glenville Middle School (middle), rated A-. All sit in Scotia-Glenville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9 Commerce St, Schenectady, NY compare to other homes in Schenectady 12302?

Among the 9,869 homes in Schenectady 12302, it is worth more than 12% of them ($217,500 against a typical $306,680), its price per square foot is higher than 14% of them ($164 against a typical $198), it is bigger than 31% of them (1,328 ft² against a typical 1,562 ft²), its lot is bigger than 15% of them (0.14 ac against a typical 0.35 ac) and it is newer than 21% of them (1928 against a typical 1953). Measured against all of Schenectady County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9 Commerce St, Schenectady, NY?

The 2025 property tax bill for 9 Commerce St, Schenectady, NY was $5,842. The county assessed it at $114,600.

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Assigned schools

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