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Single Family ResidenceResidential
$1,374,389$670 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $480,000 on Jun 29, 2007

90 COTTAGE LN

MONETA, VA 24121
3
Beds
3.5
Baths
2,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.2M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · Jun 29, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,738 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,101,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$240,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$861,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,101,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 182 ft²Patio · 182 ft²Porch · 266 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dudley Elementary SchoolB-
Elementary · Grades PK–5 · 7.1 mi
H
Franklin County High SchoolC
High · Grades 9–12 · 14.9 mi
M
Benjamin Franklin Middle SchoolB
Middle · Grades 6–8 · 15.0 mi

District: Franklin County Public Schools

Neighborhood · ZIP 24121These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.11,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,926
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,856
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

90 Cottage Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Franklin County
  • Costs more per square foot than 95% of homes in Franklin County
  • Bigger than 76% of homes in Franklin County
  • Has a smaller lot than 95% of homes in Franklin County
  • Newer than 65% of homes in Franklin County

What homes are worth in Moneta 24121

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$2.3M

This home is worth more than 89% of homes in Moneta 24121.

How it measures up in Moneta 24121

The dot is this home. The mark in the middle is the typical home in Moneta 24121.

Estimated value$1,374,389
CheaperTypical $553,592Pricier

Pricier than 89% of homes nearby

Price per ft²$670
CheaperTypical $388Pricier

Pricier than 87% of homes nearby

Living area2,050 ft²
SmallerTypical 1,614 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.14 ac
SmallerTypical 0.96 acBigger

Bigger than 12% of homes nearby

Year built1997
OlderTypical 1994Newer

Newer than 57% of homes nearby

How 90 Cottage Ln ranks against every home in each area.
MeasureThis homeMoneta 24121Franklin County
Estimated valuepricier than$1,374,38989% of homes94% of homes
Price per ft²pricier than$67087% of homes95% of homes
Living areabigger than2,050 ft²74% of homes76% of homes
Lot sizebigger than0.14 ac12% of homes5% of homes
Year builtnewer than199757% of homes65% of homes

About 90 Cottage Ln

How much is 90 Cottage Ln, Moneta, VA worth?

The TopHap Estimate for 90 Cottage Ln, Moneta, VA is $1,374,389 as of Sep 24, 2026. The likely range is $1,245,926 to $1,502,852. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 90 Cottage Ln, Moneta, VA last sell?

90 Cottage Ln, Moneta, VA last sold on Jun 29, 2007 for $480,000, according to the county's recorded deed.

How big is 90 Cottage Ln, Moneta, VA?

90 Cottage Ln, Moneta, VA has 3 bedrooms, 3.5 bathrooms, 2,050 square feet of living space and a 0.14-acre lot.

When was 90 Cottage Ln, Moneta, VA built?

90 Cottage Ln, Moneta, VA was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 90 Cottage Ln, Moneta, VA?

90 Cottage Ln, Moneta, VA is assigned to Dudley Elementary School (elementary), rated B-; Franklin County High School (high), rated C; Benjamin Franklin Middle School (middle), rated B. All sit in Franklin County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 90 Cottage Ln, Moneta, VA compare to other homes in Moneta 24121?

Among the 7,424 homes in Moneta 24121, it is worth more than 89% of them ($1,374,389 against a typical $553,592), its price per square foot is higher than 87% of them ($670 against a typical $388), it is bigger than 74% of them (2,050 ft² against a typical 1,614 ft²), its lot is bigger than 12% of them (0.14 ac against a typical 0.96 ac) and it is newer than 57% of them (1997 against a typical 1994). Measured against all of Franklin County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 90 Cottage Ln, Moneta, VA?

The 2025 property tax bill for 90 Cottage Ln, Moneta, VA was $4,738. The county assessed it at $1,101,900.

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