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Single Family ResidenceResidential
$1,979,130$382 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,433,000 on Aug 3, 2021

90 PROSPECT ST

READING, MA 01867
4
Beds
2.5
Baths
5,183 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$2M
$1.8M low$2.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,433,000 · Aug 3, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$754,630
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$603,704
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$724,500
RESIDENTIAL MORTGAGE SERVICES · P · recorded Aug 3, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$500,000
GEORGIAS OWN CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,596 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,632,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$680,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$952,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,726,340

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMIDDLESEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2022
Lot (acres)The size of the land the home sits on, from county records.1.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(13)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alice M. Barrows Elementary SchoolA
Elementary · Grades KG–5 · 0.2 mi
M
Walter S. Parker Middle SchoolB+
Middle · Grades 6–8 · 0.3 mi
H
Reading Memorial High SchoolA-
High · Grades 9–12 · 1.0 mi

District: Reading School District

Neighborhood · ZIP 01867These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.29
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,631
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,546 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$145,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$169,912
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

90 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Reading 01867
  • Costs less per square foot than 81% of homes in Reading 01867
  • Among the largest homes in Reading 01867
  • Has a bigger lot than 83% of homes in Reading 01867
  • Newer than 73% of homes in Reading 01867

What homes are worth in Reading 01867

Each bar is how many homes fall in that price range. The marker is this home.

This home
$398K$1.7M

This home is worth more than almost all homes in Reading 01867.

How it measures up in Reading 01867

The dot is this home. The mark in the middle is the typical home in Reading 01867.

Estimated value$1,979,130
CheaperTypical $871,237Pricier

Pricier than almost all homes nearby

Price per ft²$382
CheaperTypical $462Pricier

Pricier than 19% of homes nearby

Living area5,183 ft²
SmallerTypical 1,942 ft²Bigger

Bigger than almost all homes nearby

Lot size1.19 ac
SmallerTypical 0.35 acBigger

Bigger than 83% of homes nearby

Year built1981
OlderTypical 1959Newer

Newer than 73% of homes nearby

How 90 Prospect St ranks against every home in each area.
MeasureThis homeReading 01867Middlesex County
Estimated valuepricier than$1,979,130almost all homes94% of homes
Price per ft²pricier than$38219% of homes27% of homes
Living areabigger than5,183 ft²almost all homes98% of homes
Lot sizebigger than1.19 ac83% of homes83% of homes
Year builtnewer than198173% of homes73% of homes

About 90 Prospect St

How much is 90 Prospect St, Reading, MA worth?

The TopHap Estimate for 90 Prospect St, Reading, MA is $1,979,130 as of Jul 14, 2026. The likely range is $1,804,253 to $2,154,007. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 90 Prospect St, Reading, MA last sell?

90 Prospect St, Reading, MA last sold on Aug 3, 2021 for $1,433,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 90 Prospect St, Reading, MA?

90 Prospect St, Reading, MA has 4 bedrooms, 2.5 bathrooms, 5,183 square feet of living space and a 1.19-acre lot.

When was 90 Prospect St, Reading, MA built?

90 Prospect St, Reading, MA was built in 1981, making it 45 years old. It is a ranch home. The building has 1 story.

What schools serve 90 Prospect St, Reading, MA?

90 Prospect St, Reading, MA is assigned to Alice M. Barrows Elementary School (elementary), rated A; Walter S. Parker Middle School (middle), rated B+; Reading Memorial High School (high), rated A-. All sit in Reading School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 90 Prospect St, Reading, MA compare to other homes in Reading 01867?

Among the 8,629 homes in Reading 01867, it is worth more than almost all of them ($1,979,130 against a typical $871,237), its price per square foot is higher than 19% of them ($382 against a typical $462), it is bigger than almost all of them (5,183 ft² against a typical 1,942 ft²), its lot is bigger than 83% of them (1.19 ac against a typical 0.35 ac) and it is newer than 73% of them (1981 against a typical 1959). Measured against all of Middlesex County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 90 Prospect St, Reading, MA?

The 2025 property tax bill for 90 Prospect St, Reading, MA was $18,596. The county assessed it at $1,632,700.

Closest homes

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Assigned schools

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