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CondominiumResidential
$549,507$497 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $539,000 on Jan 23, 2026

90 WHARF ST

SALEM, MA 01970
Building report
2
Beds
2
Baths
1,106 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$550K
$516K low$583K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$539,000 · Jan 23, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,073 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$470,600 (2026)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$470,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$477,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$510,861

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
81
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.154 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.79%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyESSEX
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Salem Preparatory High School
High · Grades 9–12 · 0.3 mi
E
Saltonstall SchoolD+
Elementary · Grades KG–8 · 0.5 mi

District: Salem School District

Neighborhood · ZIP 01970These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.44,728
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,271
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,638
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

90 Wharf St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Essex County
  • Costs more per square foot than 78% of homes in Salem 01970
  • Smaller than 85% of homes in Essex County
  • Among the largest lots in Derby Street/Waterfront District
  • Newer than 94% of homes in Derby Street/Waterfront District

What homes are worth in Salem 01970

Each bar is how many homes fall in that price range. The marker is this home.

This home
$316K$1.2M

This home is worth more than 36% of homes in Salem 01970.

How it measures up in Salem 01970

The dot is this home. The mark in the middle is the typical home in Salem 01970.

Estimated value$549,507
CheaperTypical $605,053Pricier

Pricier than 36% of homes nearby

Price per ft²$497
CheaperTypical $417Pricier

Pricier than 78% of homes nearby

Living area1,106 ft²
SmallerTypical 1,658 ft²Bigger

Bigger than 20% of homes nearby

Lot size4.72 ac
SmallerTypical 0.15 acBigger

Bigger than 91% of homes nearby

Year built1980
OlderTypical 1920Newer

Newer than 85% of homes nearby

How 90 Wharf St ranks against every home in each area.
MeasureThis homeDerby Street/Waterfront DistrictSalem 01970Essex County
Estimated valuepricier than$549,50760% of homes36% of homes26% of homes
Price per ft²pricier than$49746% of homes78% of homes78% of homes
Living areabigger than1,106 ft²45% of homes20% of homes15% of homes
Lot sizebigger than4.72 acalmost all homes91% of homes93% of homes
Year builtnewer than198094% of homes85% of homes71% of homes

About 90 Wharf St

How much is 90 Wharf St, Salem, MA worth?

The TopHap Estimate for 90 Wharf St, Salem, MA is $549,507 as of Oct 21, 2026. The likely range is $515,835 to $583,179. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 90 Wharf St, Salem, MA last sell?

90 Wharf St, Salem, MA last sold on Jan 23, 2026 for $539,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 90 Wharf St, Salem, MA?

90 Wharf St, Salem, MA has 2 bedrooms, 2 bathrooms and 1,106 square feet of living space.

When was 90 Wharf St, Salem, MA built?

90 Wharf St, Salem, MA was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 90 Wharf St, Salem, MA?

90 Wharf St, Salem, MA is assigned to Salem Preparatory High School (high); Saltonstall School (elementary), rated D+. All sit in Salem School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 90 Wharf St, Salem, MA compare to other homes in Salem 01970?

Among the 12,071 homes in Salem 01970, it is worth more than 36% of them ($549,507 against a typical $605,053), its price per square foot is higher than 78% of them ($497 against a typical $417), it is bigger than 20% of them (1,106 ft² against a typical 1,658 ft²), its lot is bigger than 91% of them (4.72 ac against a typical 0.15 ac) and it is newer than 85% of them (1980 against a typical 1920). Measured against all of Essex County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 90 Wharf St, Salem, MA?

The 2026 property tax bill for 90 Wharf St, Salem, MA was $5,073. The county assessed it at $470,600.

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