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Apartments (Generic)Residential

902 13TH ST SW

SPENCER, IA 51301
0
Baths
13,270 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.46 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
26
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,642 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,542,840 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$368,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,174,440
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$333,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$4,542,840

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Apartments (Generic)
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.4.46
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Spencer High SchoolA-
High · Grades 9–12 · 1.7 mi
E
Fairview Park Elementary SchoolB+
Elementary · Grades 1–2 · 2.3 mi
M
Spencer Middle SchoolB-
Middle · Grades 7–8 · 2.4 mi

District: Spencer Community School District

Neighborhood · ZIP 51301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,070
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

902 13th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Spencer 51301
  • Has a bigger lot than 92% of homes in Spencer 51301
  • Newer than 98% of homes in Clay County

How it measures up in Spencer 51301

The dot is this home. The mark in the middle is the typical home in Spencer 51301.

Living area13,270 ft²
SmallerTypical 1,366 ft²Bigger

Bigger than almost all homes nearby

Lot size4.46 ac
SmallerTypical 0.23 acBigger

Bigger than 92% of homes nearby

Year built2016
OlderTypical 1958Newer

Newer than 97% of homes nearby

How 902 13th St Sw ranks against every home in each area.
MeasureThis homeSpencer 51301Clay County
Living areabigger than13,270 ft²almost all homesalmost all homes
Lot sizebigger than4.46 ac92% of homes85% of homes
Year builtnewer than201697% of homes98% of homes

About 902 13th St Sw

When did 902 13th St Sw, Spencer, IA last sell?

902 13th St Sw, Spencer, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 902 13th St Sw, Spencer, IA?

902 13th St Sw, Spencer, IA has 13,270 square feet of living space and a 4.46-acre lot.

When was 902 13th St Sw, Spencer, IA built?

902 13th St Sw, Spencer, IA was built in 2016, making it 10 years old. The building has 2 stories.

What schools serve 902 13th St Sw, Spencer, IA?

902 13th St Sw, Spencer, IA is assigned to Spencer High School (high), rated A-; Fairview Park Elementary School (elementary), rated B+; Spencer Middle School (middle), rated B-. All sit in Spencer Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 902 13th St Sw, Spencer, IA compare to other homes in Spencer 51301?

Among the 5,011 homes in Spencer 51301, it is bigger than almost all of them (13,270 ft² against a typical 1,366 ft²), its lot is bigger than 92% of them (4.46 ac against a typical 0.23 ac) and it is newer than 97% of them (2016 against a typical 1958). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 902 13th St Sw, Spencer, IA?

The 2025 property tax bill for 902 13th St Sw, Spencer, IA was $5,642. The county assessed it at $4,542,840.

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Assigned schools

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