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Single Family ResidenceResidential
$1,084,783$353 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

903 E CHOCTAWHATCHEE DR

NICEVILLE, FL 32578
3
Beds
3
Baths
3,074 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$934K low$1.2M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,021 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$979,064 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$561,193
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$417,871
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$961,867
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$979,064

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.84%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOKALOOSA
Lot (acres)The size of the land the home sits on, from county records.1.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 646 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bluewater Elementary SchoolA+
Elementary · Grades KG–5 · 2.8 mi
H
Niceville High SchoolA-
High · Grades 9–12 · 6.5 mi
M
C.W. Ruckel Middle SchoolA
Middle · Grades 6–8 · 6.6 mi

District: Okaloosa County School District

Neighborhood · ZIP 32578These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.35,697
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.373 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,139
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,010
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

903 E Choctawhatchee Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Niceville 32578
  • Costs more per square foot than 97% of homes in Niceville 32578
  • Bigger than 93% of homes in Okaloosa County
  • Has a bigger lot than 96% of homes in Niceville 32578

What homes are worth in Niceville 32578

Each bar is how many homes fall in that price range. The marker is this home.

This home
$172K$1.1M

This home is worth more than 97% of homes in Niceville 32578.

How it measures up in Niceville 32578

The dot is this home. The mark in the middle is the typical home in Niceville 32578.

Estimated value$1,084,783
CheaperTypical $449,082Pricier

Pricier than 97% of homes nearby

Price per ft²$353
CheaperTypical $245Pricier

Pricier than 97% of homes nearby

Living area3,074 ft²
SmallerTypical 1,908 ft²Bigger

Bigger than 91% of homes nearby

Lot size1.2 ac
SmallerTypical 0.29 acBigger

Bigger than 96% of homes nearby

Year built1988
OlderTypical 1991Newer

Newer than 45% of homes nearby

How 903 E Choctawhatchee Dr ranks against every home in each area.
MeasureThis homeNiceville 32578Okaloosa County
Estimated valuepricier than$1,084,78397% of homes95% of homes
Price per ft²pricier than$35397% of homes84% of homes
Living areabigger than3,074 ft²91% of homes93% of homes
Lot sizebigger than1.2 ac96% of homes84% of homes
Year builtnewer than198845% of homes46% of homes

About 903 E Choctawhatchee Dr

How much is 903 E Choctawhatchee Dr, Niceville, FL worth?

The TopHap Estimate for 903 E Choctawhatchee Dr, Niceville, FL is $1,084,783 as of Oct 21, 2026. The likely range is $934,019 to $1,235,547. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 903 E Choctawhatchee Dr, Niceville, FL last sell?

903 E Choctawhatchee Dr, Niceville, FL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 903 E Choctawhatchee Dr, Niceville, FL?

903 E Choctawhatchee Dr, Niceville, FL has 3 bedrooms, 3 bathrooms, 3,074 square feet of living space and a 1.20-acre lot.

When was 903 E Choctawhatchee Dr, Niceville, FL built?

903 E Choctawhatchee Dr, Niceville, FL was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 903 E Choctawhatchee Dr, Niceville, FL?

903 E Choctawhatchee Dr, Niceville, FL is assigned to Bluewater Elementary School (elementary), rated A+; Niceville High School (high), rated A-; C.W. Ruckel Middle School (middle), rated A. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 903 E Choctawhatchee Dr, Niceville, FL compare to other homes in Niceville 32578?

Among the 14,569 homes in Niceville 32578, it is worth more than 97% of them ($1,084,783 against a typical $449,082), its price per square foot is higher than 97% of them ($353 against a typical $245), it is bigger than 91% of them (3,074 ft² against a typical 1,908 ft²), its lot is bigger than 96% of them (1.2 ac against a typical 0.29 ac) and it is newer than 45% of them (1988 against a typical 1991). Measured against all of Okaloosa County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 903 E Choctawhatchee Dr, Niceville, FL?

The 2025 property tax bill for 903 E Choctawhatchee Dr, Niceville, FL was $11,021. The county assessed it at $979,064.

More homes on E Choctawhatchee Dr

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Assigned schools

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