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CondominiumResidential
$285,227$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $332,500 on May 1, 2025

904 SPRUCE DR

INDEPENDENCE, IA 50644
2
Beds
0
Baths
1,948 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$285K
$237K low$334K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$332,500 · May 1, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$262,920 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,430
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$247,490
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$270
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$262,920

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Independence Junior Senior High SchoolC
Middle · Grades 7–12 · 1.1 mi
E
East Elementary School
Elementary · Grades KG–2 · 1.2 mi

District: Independence Community School District

Neighborhood · ZIP 50644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,834
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,940
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,980
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

904 Spruce Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Buchanan County
  • Bigger than 81% of homes in Independence 50644
  • Has a smaller lot than 80% of homes in Buchanan County
  • Among the newest homes in Independence 50644

What homes are worth in Independence 50644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$732K

This home is worth more than 68% of homes in Independence 50644.

How it measures up in Independence 50644

The dot is this home. The mark in the middle is the typical home in Independence 50644.

Estimated value$285,227
CheaperTypical $219,130Pricier

Pricier than 68% of homes nearby

Price per ft²$146
CheaperTypical $160Pricier

Pricier than 43% of homes nearby

Living area1,948 ft²
SmallerTypical 1,430 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.23 ac
SmallerTypical 0.31 acBigger

Bigger than 29% of homes nearby

Year built2024
OlderTypical 1962Newer

Newer than almost all homes nearby

How 904 Spruce Dr ranks against every home in each area.
MeasureThis homeIndependence 50644Buchanan County
Estimated valuepricier than$285,22768% of homes71% of homes
Price per ft²pricier than$14643% of homes48% of homes
Living areabigger than1,948 ft²81% of homes81% of homes
Lot sizebigger than0.23 ac29% of homes20% of homes
Year builtnewer than2024almost all homesalmost all homes

About 904 Spruce Dr

How much is 904 Spruce Dr, Independence, IA worth?

The TopHap Estimate for 904 Spruce Dr, Independence, IA is $285,227 as of Jul 14, 2026. The likely range is $236,870 to $333,584. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 904 Spruce Dr, Independence, IA last sell?

904 Spruce Dr, Independence, IA last sold on May 1, 2025 for $332,500, according to the county's recorded deed.

How big is 904 Spruce Dr, Independence, IA?

904 Spruce Dr, Independence, IA has 2 bedrooms, 1,948 square feet of living space and a 0.23-acre lot.

When was 904 Spruce Dr, Independence, IA built?

904 Spruce Dr, Independence, IA was built in 2024, making it 2 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 904 Spruce Dr, Independence, IA?

904 Spruce Dr, Independence, IA is assigned to Independence Junior Senior High School (middle), rated C; East Elementary School (elementary). All sit in Independence Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 904 Spruce Dr, Independence, IA compare to other homes in Independence 50644?

Among the 3,658 homes in Independence 50644, it is worth more than 68% of them ($285,227 against a typical $219,130), its price per square foot is higher than 43% of them ($146 against a typical $160), it is bigger than 81% of them (1,948 ft² against a typical 1,430 ft²), its lot is bigger than 29% of them (0.23 ac against a typical 0.31 ac) and it is newer than almost all of them (2024 against a typical 1962). Measured against all of Buchanan County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 904 Spruce Dr, Independence, IA?

The 2025 property tax bill for 904 Spruce Dr, Independence, IA was $6. The county assessed it at $262,920.

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