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Single Family ResidenceResidential
$507,288$276 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $165,000 on Mar 3, 1997

909 N RIVER RD

MCHENRY, IL 60051
3 / 2
Baths
1,836 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$507K
$458K low$556K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,000 · Mar 3, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$326,288
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$261,030
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$161,000
INLAND HOME MORTGAGE CO LLC · 3.75% · recorded Oct 11, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
INLAND BK&TR

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,398 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,512 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,735
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$115,777
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$134,843
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$451,536

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyMcHenry
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 704 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
McHenry Community High School
High · Grades 9–12 · 0.6 mi
E
Edgebrook Elementary SchoolB+
Elementary · Grades KG–3 · 0.7 mi
M
McHenry Middle SchoolB
Middle · Grades 6–8 · 1.1 mi

District: McHenry Community High School District 156

Neighborhood · ZIP 60051These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.24,760
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.707 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,789
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

909 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in McHenry 60051
  • Costs more per square foot than 90% of homes in McHenry County
  • Bigger than 66% of homes in McHenry 60051
  • Has a smaller lot than 66% of homes in McHenry 60051
  • Older than 97% of homes in McHenry 60051

What homes are worth in McHenry 60051

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$795K

This home is worth more than 84% of homes in McHenry 60051.

How it measures up in McHenry 60051

The dot is this home. The mark in the middle is the typical home in McHenry 60051.

Estimated value$507,288
CheaperTypical $312,080Pricier

Pricier than 84% of homes nearby

Price per ft²$276
CheaperTypical $215Pricier

Pricier than 86% of homes nearby

Living area1,836 ft²
SmallerTypical 1,477 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.22 ac
SmallerTypical 0.28 acBigger

Bigger than 34% of homes nearby

Year built1920
OlderTypical 1978Newer

Newer than 3% of homes nearby

How 909 N River Rd ranks against every home in each area.
MeasureThis homeMcHenry 60051McHenry County
Estimated valuepricier than$507,28884% of homes81% of homes
Price per ft²pricier than$27686% of homes90% of homes
Living areabigger than1,836 ft²66% of homes54% of homes
Lot sizebigger than0.22 ac34% of homes36% of homes
Year builtnewer than19203% of homes3% of homes

About 909 N River Rd

How much is 909 N River Rd, Mchenry, IL worth?

The TopHap Estimate for 909 N River Rd, Mchenry, IL is $507,288 as of Jul 14, 2026. The likely range is $458,376 to $556,200. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 909 N River Rd, Mchenry, IL last sell?

909 N River Rd, Mchenry, IL last sold on Mar 3, 1997 for $165,000, according to the county's recorded deed.

How big is 909 N River Rd, Mchenry, IL?

909 N River Rd, Mchenry, IL has 3 bathrooms, 1,836 square feet of living space and a 0.22-acre lot.

When was 909 N River Rd, Mchenry, IL built?

909 N River Rd, Mchenry, IL was built in 1920, making it 106 years old. It is a a-frame home. The building has 2 stories.

What schools serve 909 N River Rd, Mchenry, IL?

909 N River Rd, Mchenry, IL is assigned to McHenry Community High School (high); Edgebrook Elementary School (elementary), rated B+; McHenry Middle School (middle), rated B. All sit in McHenry Community High School District 156. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 909 N River Rd, Mchenry, IL compare to other homes in McHenry 60051?

Among the 10,263 homes in McHenry 60051, it is worth more than 84% of them ($507,288 against a typical $312,080), its price per square foot is higher than 86% of them ($276 against a typical $215), it is bigger than 66% of them (1,836 ft² against a typical 1,477 ft²), its lot is bigger than 34% of them (0.22 ac against a typical 0.28 ac) and it is newer than 3% of them (1920 against a typical 1978). Measured against all of McHenry County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 909 N River Rd, Mchenry, IL?

The 2024 property tax bill for 909 N River Rd, Mchenry, IL was $11,398. The county assessed it at $150,512.

Closest homes

More homes in Mchenry 60051

Assigned schools

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