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CondominiumResidential
$388,794$376 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

909 SANTA ROSA BLVD UNIT 428

FORT WALTON BEACH, FL 32548
Building report
2
Beds
2
Baths
1,035 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.98 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$389K
$361K low$417K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,266 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$325,250 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$325,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$315,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$325,250

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.76%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyOkaloosa
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fort Walton Beach High SchoolC+
High · Grades 9–12 · 1.1 mi
M
Max Bruner Junior Middle SchoolB+
Middle · Grades 6–8 · 1.4 mi
E
Elliott Point Elementary SchoolC+
Elementary · Grades PK–5 · 2.6 mi

District: Okaloosa County School District

Neighborhood · ZIP 32548These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.23,475
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,019 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,478
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,139
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

909 Santa Rosa Blvd Unit 428 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 86% of homes in Okaloosa County
  • Smaller than 87% of homes in Okaloosa County
  • Among the largest lots in Fort Walton Beach 32548
  • Older than 84% of homes in Okaloosa County

What homes are worth in Fort Walton Beach 32548

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$1.2M

This home is worth more than 61% of homes in Fort Walton Beach 32548.

How it measures up in Fort Walton Beach 32548

The dot is this home. The mark in the middle is the typical home in Fort Walton Beach 32548.

Estimated value$388,794
CheaperTypical $332,746Pricier

Pricier than 61% of homes nearby

Price per ft²$376
CheaperTypical $235Pricier

Pricier than 71% of homes nearby

Living area1,035 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 23% of homes nearby

Lot size10.98 ac
SmallerTypical 0.28 acBigger

Bigger than almost all homes nearby

Year built1971
OlderTypical 1978Newer

Newer than 41% of homes nearby

How 909 Santa Rosa Blvd Unit 428 ranks against every home in each area.
MeasureThis homeFort Walton Beach 32548Okaloosa County
Estimated valuepricier than$388,79461% of homes61% of homes
Price per ft²pricier than$37671% of homes86% of homes
Living areabigger than1,035 ft²23% of homes13% of homes
Lot sizebigger than10.98 acalmost all homes98% of homes
Year builtnewer than197141% of homes16% of homes

About 909 Santa Rosa Blvd Unit 428

How much is 909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL worth?

The TopHap Estimate for 909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL is $388,794 as of Sep 24, 2026. The likely range is $360,756 to $416,832. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL last sell?

909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL last sold on Jan 8, 2021, according to the county's recorded deed.

How big is 909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL?

909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL has 2 bedrooms, 2 bathrooms and 1,035 square feet of living space.

When was 909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL built?

909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL was built in 1971, making it 55 years old.

What schools serve 909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL?

909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL is assigned to Fort Walton Beach High School (high), rated C+; Max Bruner Junior Middle School (middle), rated B+; Elliott Point Elementary School (elementary), rated C+. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL compare to other homes in Fort Walton Beach 32548?

Among the 11,898 homes in Fort Walton Beach 32548, it is worth more than 61% of them ($388,794 against a typical $332,746), its price per square foot is higher than 71% of them ($376 against a typical $235), it is bigger than 23% of them (1,035 ft² against a typical 1,320 ft²), its lot is bigger than almost all of them (10.98 ac against a typical 0.28 ac) and it is newer than 41% of them (1971 against a typical 1978). Measured against all of Okaloosa County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL?

The 2025 property tax bill for 909 Santa Rosa Blvd Unit 428, Fort Walton Beach, FL was $4,266. The county assessed it at $325,250.

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