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Single Family ResidenceResidential
$992,696$280 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $125,000 on Dec 4, 2003

9090 LAKE RUBY DR W

WINTER HAVEN, FL 33884
3
Beds
3
Baths
3,547 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$993K
$863K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Dec 4, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,514 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$638,115 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$621,339
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$844,405

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.150 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Pool (Unspecified), Enclosed
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 308 ft²Porch · 1,068 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chain of Lakes Elementary SchoolC+
Elementary · Grades PK–5 · 1.0 mi
M
Denison Middle SchoolD
Middle · Grades 6–8 · 5.0 mi
H
Lake Region Senior HighD
High · Grades 9–12 · 5.1 mi

District: Polk County School District

Neighborhood · ZIP 33884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.220
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.39,448
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,510 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,984
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,444
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9090 Lake Ruby Dr W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Winter Haven 33884
  • Among the highest price per square foot in Winter Haven 33884
  • Bigger than 98% of homes in Polk County
  • Among the largest lots in Winter Haven 33884

What homes are worth in Winter Haven 33884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$792K

This home is worth more than almost all homes in Winter Haven 33884.

How it measures up in Winter Haven 33884

The dot is this home. The mark in the middle is the typical home in Winter Haven 33884.

Estimated value$992,696
CheaperTypical $295,132Pricier

Pricier than almost all homes nearby

Price per ft²$280
CheaperTypical $166Pricier

Pricier than almost all homes nearby

Living area3,547 ft²
SmallerTypical 1,756 ft²Bigger

Bigger than 97% of homes nearby

Lot size4.3 ac
SmallerTypical 0.18 acBigger

Bigger than almost all homes nearby

Year built2004
OlderTypical 1999Newer

Newer than 59% of homes nearby

How 9090 Lake Ruby Dr W ranks against every home in each area.
MeasureThis homeWinter Haven 33884Polk County
Estimated valuepricier than$992,696almost all homesalmost all homes
Price per ft²pricier than$280almost all homes98% of homes
Living areabigger than3,547 ft²97% of homes98% of homes
Lot sizebigger than4.3 acalmost all homesalmost all homes
Year builtnewer than200459% of homes60% of homes

About 9090 Lake Ruby Dr W

How much is 9090 Lake Ruby Dr W, Winter Haven, FL worth?

The TopHap Estimate for 9090 Lake Ruby Dr W, Winter Haven, FL is $992,696 as of Sep 24, 2026. The likely range is $862,880 to $1,122,512. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9090 Lake Ruby Dr W, Winter Haven, FL last sell?

9090 Lake Ruby Dr W, Winter Haven, FL last sold on Dec 4, 2003 for $125,000, according to the county's recorded deed.

How big is 9090 Lake Ruby Dr W, Winter Haven, FL?

9090 Lake Ruby Dr W, Winter Haven, FL has 3 bedrooms, 3 bathrooms and 3,547 square feet of living space.

When was 9090 Lake Ruby Dr W, Winter Haven, FL built?

9090 Lake Ruby Dr W, Winter Haven, FL was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 9090 Lake Ruby Dr W, Winter Haven, FL?

9090 Lake Ruby Dr W, Winter Haven, FL is assigned to Chain of Lakes Elementary School (elementary), rated C+; Denison Middle School (middle), rated D; Lake Region Senior High (high), rated D. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9090 Lake Ruby Dr W, Winter Haven, FL compare to other homes in Winter Haven 33884?

Among the 15,783 homes in Winter Haven 33884, it is worth more than almost all of them ($992,696 against a typical $295,132), its price per square foot is higher than almost all of them ($280 against a typical $166), it is bigger than 97% of them (3,547 ft² against a typical 1,756 ft²), its lot is bigger than almost all of them (4.3 ac against a typical 0.18 ac) and it is newer than 59% of them (2004 against a typical 1999). Measured against all of Polk County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9090 Lake Ruby Dr W, Winter Haven, FL?

The 2025 property tax bill for 9090 Lake Ruby Dr W, Winter Haven, FL was $7,514. The county assessed it at $638,115.

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