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Single Family ResidenceResidential
$298,199$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $152,500 on Mar 10, 2020

91 ROCKY RIVER LN

FRANKLIN, NC 28734
2
Beds
2
Baths
1,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$298K
$234K low$362K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$152,500 · Mar 10, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$195,699
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$156,559
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$102,500
QUICKEN LOANS INC · recorded Mar 10, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$674 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$174,060 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,980
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,080
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$172,060
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$174,060

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.50 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMACON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Beach (Ocean, River Or Lake)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 384 ft²Patio · 384 ft²Porch · 24 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Macon Middle SchoolB-
Middle · Grades 7–8 · 4.9 mi
H
Macon Early College High SchoolB+
High · Grades 9–12 · 5.9 mi
E
East Franklin Elementary SchoolB
Elementary · Grades KG–4 · 6.5 mi

District: Macon County Schools

Neighborhood · ZIP 28734These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,079
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,932
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,401
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

91 Rocky River Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 67% of homes in Franklin 28734
  • Smaller than 68% of homes in Macon County
  • Has a smaller lot than 86% of homes in Franklin 28734
  • Older than 74% of homes in Macon County

What homes are worth in Franklin 28734

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$858K

This home is worth more than 49% of homes in Franklin 28734.

How it measures up in Franklin 28734

The dot is this home. The mark in the middle is the typical home in Franklin 28734.

Estimated value$298,199
CheaperTypical $301,225Pricier

Pricier than 49% of homes nearby

Price per ft²$264
CheaperTypical $230Pricier

Pricier than 67% of homes nearby

Living area1,128 ft²
SmallerTypical 1,304 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.45 ac
SmallerTypical 1.11 acBigger

Bigger than 14% of homes nearby

Year built1972
OlderTypical 1984Newer

Newer than 27% of homes nearby

How 91 Rocky River Ln ranks against every home in each area.
MeasureThis homeFranklin 28734Macon County
Estimated valuepricier than$298,19949% of homes37% of homes
Price per ft²pricier than$26467% of homes50% of homes
Living areabigger than1,128 ft²36% of homes32% of homes
Lot sizebigger than0.45 ac14% of homes16% of homes
Year builtnewer than197227% of homes26% of homes

About 91 Rocky River Ln

How much is 91 Rocky River Ln, Franklin, NC worth?

The TopHap Estimate for 91 Rocky River Ln, Franklin, NC is $298,199 as of Jul 14, 2026. The likely range is $234,170 to $362,228. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 91 Rocky River Ln, Franklin, NC last sell?

91 Rocky River Ln, Franklin, NC last sold on Mar 10, 2020 for $152,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 91 Rocky River Ln, Franklin, NC?

91 Rocky River Ln, Franklin, NC has 2 bedrooms, 2 bathrooms, 1,128 square feet of living space and a 0.45-acre lot.

When was 91 Rocky River Ln, Franklin, NC built?

91 Rocky River Ln, Franklin, NC was built in 1972, making it 54 years old. It is a conventional home. The building has 1 story.

What schools serve 91 Rocky River Ln, Franklin, NC?

91 Rocky River Ln, Franklin, NC is assigned to Macon Middle School (middle), rated B-; Macon Early College High School (high), rated B+; East Franklin Elementary School (elementary), rated B. All sit in Macon County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 91 Rocky River Ln, Franklin, NC compare to other homes in Franklin 28734?

Among the 15,850 homes in Franklin 28734, it is worth more than 49% of them ($298,199 against a typical $301,225), its price per square foot is higher than 67% of them ($264 against a typical $230), it is bigger than 36% of them (1,128 ft² against a typical 1,304 ft²), its lot is bigger than 14% of them (0.45 ac against a typical 1.11 ac) and it is newer than 27% of them (1972 against a typical 1984). Measured against all of Macon County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 91 Rocky River Ln, Franklin, NC?

The 2025 property tax bill for 91 Rocky River Ln, Franklin, NC was $674. The county assessed it at $174,060.

Closest homes

More homes in Franklin 28734

Assigned schools

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