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Rural ResidenceResidential
$509,228$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

92 CARDINAL RD

ROSANKY, TX 78953
3
Beds
2
Baths
2,015 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$509K
$474K low$545K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$409,228
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$327,382
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
recorded Sep 30, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,734 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$358,233 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$374,597
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$387,490

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCaldwell
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1976
Lot (acres)The size of the land the home sits on, from county records.9.90
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.Window A/C
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 752 ft²Patio · 135 ft²Porch · 154 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lockhart High SchoolD+
High · Grades 9–12 · 17.4 mi
E
Navarro Elementary SchoolD+
Elementary · Grades KG–5 · 17.6 mi
M
Lockhart Junior High SchoolC
Middle · Grades 6–8 · 18.8 mi

District: Lockhart Independent School District

Neighborhood · ZIP 78953These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,208
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,732
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,642
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

92 Cardinal Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Caldwell County
  • Costs more per square foot than 73% of homes in Caldwell County
  • Bigger than 80% of homes in Caldwell County
  • Has a bigger lot than 84% of homes in Caldwell County
  • Older than 88% of homes in Rosanky 78953

What homes are worth in Rosanky 78953

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$1.5M

This home is worth more than 52% of homes in Rosanky 78953.

How it measures up in Rosanky 78953

The dot is this home. The mark in the middle is the typical home in Rosanky 78953.

Estimated value$509,228
CheaperTypical $486,708Pricier

Pricier than 52% of homes nearby

Price per ft²$253
CheaperTypical $290Pricier

Pricier than 38% of homes nearby

Living area2,015 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 67% of homes nearby

Lot size9.9 ac
SmallerTypical 10 acBigger

Bigger than 48% of homes nearby

Year built1967
OlderTypical 2000Newer

Newer than 12% of homes nearby

How 92 Cardinal Rd ranks against every home in each area.
MeasureThis homeRosanky 78953Caldwell County
Estimated valuepricier than$509,22852% of homes85% of homes
Price per ft²pricier than$25338% of homes73% of homes
Living areabigger than2,015 ft²67% of homes80% of homes
Lot sizebigger than9.9 ac48% of homes84% of homes
Year builtnewer than196712% of homes20% of homes

About 92 Cardinal Rd

How much is 92 Cardinal Rd, Rosanky, TX worth?

The TopHap Estimate for 92 Cardinal Rd, Rosanky, TX is $509,228 as of Jul 14, 2026. The likely range is $473,913 to $544,543. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 92 Cardinal Rd, Rosanky, TX last sell?

92 Cardinal Rd, Rosanky, TX last sold on Sep 30, 2016, according to the county's recorded deed.

How big is 92 Cardinal Rd, Rosanky, TX?

92 Cardinal Rd, Rosanky, TX has 3 bedrooms, 2 bathrooms, 2,015 square feet of living space and a 9.90-acre lot.

When was 92 Cardinal Rd, Rosanky, TX built?

92 Cardinal Rd, Rosanky, TX was built in 1967, making it 59 years old. The building has 1 story.

What schools serve 92 Cardinal Rd, Rosanky, TX?

92 Cardinal Rd, Rosanky, TX is assigned to Lockhart High School (high), rated D+; Navarro Elementary School (elementary), rated D+; Lockhart Junior High School (middle), rated C. All sit in Lockhart Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 92 Cardinal Rd, Rosanky, TX compare to other homes in Rosanky 78953?

Among the 648 homes in Rosanky 78953, it is worth more than 52% of them ($509,228 against a typical $486,708), its price per square foot is higher than 38% of them ($253 against a typical $290), it is bigger than 67% of them (2,015 ft² against a typical 1,568 ft²), its lot is bigger than 48% of them (9.9 ac against a typical 10 ac) and it is newer than 12% of them (1967 against a typical 2000). Measured against all of Caldwell County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 92 Cardinal Rd, Rosanky, TX?

The 2024 property tax bill for 92 Cardinal Rd, Rosanky, TX was $3,734. The county assessed it at $358,233.

Closest homes

More homes in Rosanky 78953

Assigned schools

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