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Single Family ResidenceResidential
$431,583$298 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $312,500 on Aug 5, 2020

92 SCOTT TER

LUDLOW, VT 05149
3
Beds
1.5
Baths
1,448 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$432K
$401K low$462K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$312,500 · Aug 5, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,952 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$235,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$199,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$235,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
81
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.99 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Radiant
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Reading Elementary School
Elementary · Grades PK–4 · 8.2 mi
M
Woodstock Union Middle / High SchoolA
Middle · Grades 7–12 · 12.5 mi

District: Windsor Central Unified Union School District

Neighborhood · ZIP 05149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.180
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.34%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,307
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,230
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

92 Scott Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Ludlow 05149
  • Has a smaller lot than 86% of homes in Windsor County
  • Newer than 95% of homes in Windsor County

What homes are worth in Ludlow 05149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$182K$2.5M

This home is worth more than 27% of homes in Ludlow 05149.

How it measures up in Ludlow 05149

The dot is this home. The mark in the middle is the typical home in Ludlow 05149.

Estimated value$431,583
CheaperTypical $635,767Pricier

Pricier than 27% of homes nearby

Price per ft²$298
CheaperTypical $350Pricier

Pricier than 36% of homes nearby

Living area1,448 ft²
SmallerTypical 1,751 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.33 ac
SmallerTypical 1.08 acBigger

Bigger than 15% of homes nearby

Year built2008
OlderTypical 1985Newer

Newer than 94% of homes nearby

How 92 Scott Ter ranks against every home in each area.
MeasureThis homeLudlow 05149Windsor County
Estimated valuepricier than$431,58327% of homes53% of homes
Price per ft²pricier than$29836% of homes61% of homes
Living areabigger than1,448 ft²36% of homes44% of homes
Lot sizebigger than0.33 ac15% of homes14% of homes
Year builtnewer than200894% of homes95% of homes

About 92 Scott Ter

How much is 92 Scott Ter, Ludlow, VT worth?

The TopHap Estimate for 92 Scott Ter, Ludlow, VT is $431,583 as of Aug 30, 2026. The likely range is $401,274 to $461,892. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 92 Scott Ter, Ludlow, VT last sell?

92 Scott Ter, Ludlow, VT last sold on Aug 5, 2020 for $312,500, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 92 Scott Ter, Ludlow, VT?

92 Scott Ter, Ludlow, VT has 3 bedrooms, 1.5 bathrooms, 1,448 square feet of living space and a 0.33-acre lot.

When was 92 Scott Ter, Ludlow, VT built?

92 Scott Ter, Ludlow, VT was built in 2008, making it 18 years old. It is a colonial home. The building has 2 stories.

What schools serve 92 Scott Ter, Ludlow, VT?

92 Scott Ter, Ludlow, VT is assigned to Reading Elementary School (elementary); Woodstock Union Middle / High School (middle), rated A. All sit in Windsor Central Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 92 Scott Ter, Ludlow, VT compare to other homes in Ludlow 05149?

Among the 3,324 homes in Ludlow 05149, it is worth more than 27% of them ($431,583 against a typical $635,767), its price per square foot is higher than 36% of them ($298 against a typical $350), it is bigger than 36% of them (1,448 ft² against a typical 1,751 ft²), its lot is bigger than 15% of them (0.33 ac against a typical 1.08 ac) and it is newer than 94% of them (2008 against a typical 1985). Measured against all of Windsor County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 92 Scott Ter, Ludlow, VT?

The 2025 property tax bill for 92 Scott Ter, Ludlow, VT was $5,952. The county assessed it at $235,700.

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