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Single Family ResidenceResidential
$586,959$333 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $230,000 on Sep 20, 2016

92 SPRUCE CT

SAPPHIRE, NC 28774
3
Beds
2.5
Baths
1,761 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$587K
$446K low$728K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$230,000 · Sep 20, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,794 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$735,299 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$706,799
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$402,440

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²Patio · 300 ft²Porch · 396 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Blue Ridge Early CollegeC-
Middle · Grades 7–12 · 5.8 mi
E
Blue Ridge SchoolC+
Elementary · Grades PK–6 · 5.8 mi

District: Jackson County Schools

Neighborhood · ZIP 28774These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.38%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,224
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,334
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,510
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.80 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

92 Spruce Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Jackson County
  • Costs more per square foot than 66% of homes in Jackson County
  • Has a bigger lot than 80% of homes in Sapphire 28774
  • Newer than 74% of homes in Jackson County

What homes are worth in Sapphire 28774

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$2.8M

This home is worth more than 44% of homes in Sapphire 28774.

How it measures up in Sapphire 28774

The dot is this home. The mark in the middle is the typical home in Sapphire 28774.

Estimated value$586,959
CheaperTypical $648,365Pricier

Pricier than 44% of homes nearby

Price per ft²$333
CheaperTypical $335Pricier

Pricier than 49% of homes nearby

Living area1,761 ft²
SmallerTypical 1,918 ft²Bigger

Bigger than 42% of homes nearby

Lot size1 ac
SmallerTypical 0.76 acBigger

Bigger than 80% of homes nearby

Year built2001
OlderTypical 1991Newer

Newer than 69% of homes nearby

How 92 Spruce Ct ranks against every home in each area.
MeasureThis homeSapphire 28774Jackson County
Estimated valuepricier than$586,95944% of homes68% of homes
Price per ft²pricier than$33349% of homes66% of homes
Living areabigger than1,761 ft²42% of homes59% of homes
Lot sizebigger than1 ac80% of homes57% of homes
Year builtnewer than200169% of homes74% of homes

About 92 Spruce Ct

How much is 92 Spruce Ct, Sapphire, NC worth?

The TopHap Estimate for 92 Spruce Ct, Sapphire, NC is $586,959 as of Sep 24, 2026. The likely range is $446,122 to $727,796. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 92 Spruce Ct, Sapphire, NC last sell?

92 Spruce Ct, Sapphire, NC last sold on Sep 20, 2016 for $230,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 92 Spruce Ct, Sapphire, NC?

92 Spruce Ct, Sapphire, NC has 3 bedrooms, 2.5 bathrooms, 1,761 square feet of living space and a 1.00-acre lot.

When was 92 Spruce Ct, Sapphire, NC built?

92 Spruce Ct, Sapphire, NC was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 92 Spruce Ct, Sapphire, NC?

92 Spruce Ct, Sapphire, NC is assigned to Blue Ridge Early College (middle), rated C-; Blue Ridge School (elementary), rated C+. All sit in Jackson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 92 Spruce Ct, Sapphire, NC compare to other homes in Sapphire 28774?

Among the 2,548 homes in Sapphire 28774, it is worth more than 44% of them ($586,959 against a typical $648,365), its price per square foot is higher than 49% of them ($333 against a typical $335), it is bigger than 42% of them (1,761 ft² against a typical 1,918 ft²), its lot is bigger than 80% of them (1 ac against a typical 0.76 ac) and it is newer than 69% of them (2001 against a typical 1991). Measured against all of Jackson County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 92 Spruce Ct, Sapphire, NC?

The 2025 property tax bill for 92 Spruce Ct, Sapphire, NC was $2,794. The county assessed it at $735,299.

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