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Single Family ResidenceResidential
$76,898$61 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

931 LAY ST

GADSDEN, AL 35903
1
Baths
1,269 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1933
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$77K
$50K low$104K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$539 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$660
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,340
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,520
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$55,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyETOWAH
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oscar Adams Elementary SchoolB+
Elementary · Grades KG–5 · 0.6 mi
M
Litchfield Elementary SchoolC-
Middle · Grades 6–8 · 0.7 mi
H
Gadsden City High SchoolC-
High · Grades 9–12 · 3.5 mi

District: Gadsden City School District

Neighborhood · ZIP 35903These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.17,110
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.226 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,467
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,031
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

931 Lay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Etowah County
  • Costs less per square foot than 85% of homes in Etowah County
  • Smaller than 72% of homes in Etowah County
  • Has a smaller lot than 92% of homes in Etowah County
  • Older than 91% of homes in Gadsden 35903

What homes are worth in Gadsden 35903

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$511K

This home is worth more than 20% of homes in Gadsden 35903.

How it measures up in Gadsden 35903

The dot is this home. The mark in the middle is the typical home in Gadsden 35903.

Estimated value$76,898
CheaperTypical $143,502Pricier

Pricier than 20% of homes nearby

Price per ft²$61
CheaperTypical $99Pricier

Pricier than 17% of homes nearby

Living area1,269 ft²
SmallerTypical 1,460 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.15 ac
SmallerTypical 0.39 acBigger

Bigger than 12% of homes nearby

Year built1933
OlderTypical 1958Newer

Newer than 9% of homes nearby

How 931 Lay St ranks against every home in each area.
MeasureThis homeGadsden 35903Etowah County
Estimated valuepricier than$76,89820% of homes16% of homes
Price per ft²pricier than$6117% of homes15% of homes
Living areabigger than1,269 ft²34% of homes28% of homes
Lot sizebigger than0.15 ac12% of homes8% of homes
Year builtnewer than19339% of homes9% of homes

About 931 Lay St

How much is 931 Lay St, Gadsden, AL worth?

The TopHap Estimate for 931 Lay St, Gadsden, AL is $76,898 as of Sep 24, 2026. The likely range is $49,588 to $104,208. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 931 Lay St, Gadsden, AL last sell?

931 Lay St, Gadsden, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 931 Lay St, Gadsden, AL?

931 Lay St, Gadsden, AL has 1 bathrooms, 1,269 square feet of living space and a 0.15-acre lot.

When was 931 Lay St, Gadsden, AL built?

931 Lay St, Gadsden, AL was built in 1933, making it 93 years old. The building has 1 story.

What schools serve 931 Lay St, Gadsden, AL?

931 Lay St, Gadsden, AL is assigned to Oscar Adams Elementary School (elementary), rated B+; Litchfield Elementary School (middle), rated C-; Gadsden City High School (high), rated C-. All sit in Gadsden City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 931 Lay St, Gadsden, AL compare to other homes in Gadsden 35903?

Among the 7,109 homes in Gadsden 35903, it is worth more than 20% of them ($76,898 against a typical $143,502), its price per square foot is higher than 17% of them ($61 against a typical $99), it is bigger than 34% of them (1,269 ft² against a typical 1,460 ft²), its lot is bigger than 12% of them (0.15 ac against a typical 0.39 ac) and it is newer than 9% of them (1933 against a typical 1958). Measured against all of Etowah County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 931 Lay St, Gadsden, AL?

The 2025 property tax bill for 931 Lay St, Gadsden, AL was $539. The county assessed it at $11,000.

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