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Single Family ResidenceResidential
$92,314$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

938 CLAY ST

HENDERSON, KY 42420
2
Beds
1
Baths
728 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$92K
$75K low$110K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$787 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$71,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$71,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenderson
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Wall Unit
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Heights Elementary SchoolD-
Elementary · Grades KG–5 · 0.5 mi
M
Henderson County North Middle SchoolC
Middle · Grades 6–8 · 0.9 mi
H
Henderson County High SchoolA
High · Grades 9–12 · 1.4 mi

District: Henderson County School District

Neighborhood · ZIP 42420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.152

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.35,771
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.166 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,065
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,001
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

938 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Henderson 42420
  • Smaller than 98% of homes in Henderson 42420
  • Has a smaller lot than 94% of homes in Henderson County
  • Older than 75% of homes in Henderson County

What homes are worth in Henderson 42420

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$523K

This home is worth more than 18% of homes in Henderson 42420.

How it measures up in Henderson 42420

The dot is this home. The mark in the middle is the typical home in Henderson 42420.

Estimated value$92,314
CheaperTypical $182,825Pricier

Pricier than 18% of homes nearby

Price per ft²$127
CheaperTypical $123Pricier

Pricier than 53% of homes nearby

Living area728 ft²
SmallerTypical 1,495 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.11 ac
SmallerTypical 0.28 acBigger

Bigger than 8% of homes nearby

Year built1952
OlderTypical 1974Newer

Newer than 26% of homes nearby

How 938 Clay St ranks against every home in each area.
MeasureThis homeHenderson 42420Henderson County
Estimated valuepricier than$92,31418% of homes18% of homes
Price per ft²pricier than$12753% of homes55% of homes
Living areabigger than728 ft²2% of homes3% of homes
Lot sizebigger than0.11 ac8% of homes6% of homes
Year builtnewer than195226% of homes25% of homes

About 938 Clay St

How much is 938 Clay St, Henderson, KY worth?

The TopHap Estimate for 938 Clay St, Henderson, KY is $92,314 as of Sep 24, 2026. The likely range is $74,563 to $110,065. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 938 Clay St, Henderson, KY?

938 Clay St, Henderson, KY has 2 bedrooms, 1 bathrooms, 728 square feet of living space and a 0.12-acre lot.

When was 938 Clay St, Henderson, KY built?

938 Clay St, Henderson, KY was built in 1952, making it 74 years old. The building has 1 story.

What schools serve 938 Clay St, Henderson, KY?

938 Clay St, Henderson, KY is assigned to South Heights Elementary School (elementary), rated D-; Henderson County North Middle School (middle), rated C; Henderson County High School (high), rated A. All sit in Henderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 938 Clay St, Henderson, KY compare to other homes in Henderson 42420?

Among the 12,943 homes in Henderson 42420, it is worth more than 18% of them ($92,314 against a typical $182,825), its price per square foot is higher than 53% of them ($127 against a typical $123), it is bigger than 2% of them (728 ft² against a typical 1,495 ft²), its lot is bigger than 8% of them (0.11 ac against a typical 0.28 ac) and it is newer than 26% of them (1952 against a typical 1974). Measured against all of Henderson County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 938 Clay St, Henderson, KY?

The 2025 property tax bill for 938 Clay St, Henderson, KY was $787. The county assessed it at $71,000.

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