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Single Family ResidenceResidential
$351,442$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

938 JOSEPH DR

CHIPLEY, FL 32428
3
Beds
2
Baths
1,835 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.98 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.

Valuation

$351K
$322K low$381K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,404 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$245,731 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$232,731
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$248,048
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$245,731

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashington
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.98
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 64 ft²Porch · 320 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Virtual Instruction Program
Elementary · Grades KG–12 · 2.2 mi

District: Washington County School District

Neighborhood · ZIP 32428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,933
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

938 Joseph Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Chipley 32428
  • Costs more per square foot than 87% of homes in Chipley 32428
  • Bigger than 72% of homes in Washington County
  • Has a smaller lot than 72% of homes in Washington County
  • Newer than 74% of homes in Washington County

What homes are worth in Chipley 32428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$597K

This home is worth more than 86% of homes in Chipley 32428.

How it measures up in Chipley 32428

The dot is this home. The mark in the middle is the typical home in Chipley 32428.

Estimated value$351,442
CheaperTypical $196,540Pricier

Pricier than 86% of homes nearby

Price per ft²$192
CheaperTypical $128Pricier

Pricier than 87% of homes nearby

Living area1,835 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.98 ac
SmallerTypical 1.62 acBigger

Bigger than 34% of homes nearby

Year built2002
OlderTypical 1991Newer

Newer than 73% of homes nearby

How 938 Joseph Dr ranks against every home in each area.
MeasureThis homeChipley 32428Washington County
Estimated valuepricier than$351,44286% of homes86% of homes
Price per ft²pricier than$19287% of homes87% of homes
Living areabigger than1,835 ft²71% of homes72% of homes
Lot sizebigger than0.98 ac34% of homes28% of homes
Year builtnewer than200273% of homes74% of homes

About 938 Joseph Dr

How much is 938 Joseph Dr, Chipley, FL worth?

The TopHap Estimate for 938 Joseph Dr, Chipley, FL is $351,442 as of Aug 30, 2026. The likely range is $322,199 to $380,685. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 938 Joseph Dr, Chipley, FL last sell?

938 Joseph Dr, Chipley, FL last sold on Dec 2, 2024, according to the county's recorded deed.

How big is 938 Joseph Dr, Chipley, FL?

938 Joseph Dr, Chipley, FL has 3 bedrooms, 2 bathrooms, 1,835 square feet of living space and a 0.98-acre lot.

When was 938 Joseph Dr, Chipley, FL built?

938 Joseph Dr, Chipley, FL was built in 2002, making it 24 years old.

What schools serve 938 Joseph Dr, Chipley, FL?

938 Joseph Dr, Chipley, FL is assigned to Washington Virtual Instruction Program (elementary). All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 938 Joseph Dr, Chipley, FL compare to other homes in Chipley 32428?

Among the 7,694 homes in Chipley 32428, it is worth more than 86% of them ($351,442 against a typical $196,540), its price per square foot is higher than 87% of them ($192 against a typical $128), it is bigger than 71% of them (1,835 ft² against a typical 1,500 ft²), its lot is bigger than 34% of them (0.98 ac against a typical 1.62 ac) and it is newer than 73% of them (2002 against a typical 1991). Measured against all of Washington County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 938 Joseph Dr, Chipley, FL?

The 2025 property tax bill for 938 Joseph Dr, Chipley, FL was $3,404. The county assessed it at $245,731.

More homes on Joseph Dr

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More homes in Chipley 32428

Assigned schools

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