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Single Family ResidenceResidential
$461,891$230 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $34,000 on Feb 2, 2018

940 CREEK DR

MONTEREY, TN 38574
3
Beds
2
Baths
2,006 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.9 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$462K
$410K low$514K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$34,000 · Feb 2, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,258 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,850 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$443,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCumberland
Lot (acres)The size of the land the home sits on, from county records.2.90
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pleasant Hill Elementary SchoolC-
Elementary · Grades PK–8 · 6.9 mi
H
Cumberland County High SchoolB+
High · Grades 9–12 · 14.6 mi

District: Cumberland County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

940 Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Cumberland County
  • Costs more per square foot than 80% of homes in Cumberland County
  • Bigger than 76% of homes in Monterey 38574
  • Has a bigger lot than 75% of homes in Cumberland County
  • Newer than 95% of homes in Cumberland County

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$778K

This home is worth more than 79% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$461,891
CheaperTypical $255,837Pricier

Pricier than 79% of homes nearby

Price per ft²$230
CheaperTypical $172Pricier

Pricier than 76% of homes nearby

Living area2,006 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 76% of homes nearby

Lot size2.9 ac
SmallerTypical 2.6 acBigger

Bigger than 52% of homes nearby

Year built2020
OlderTypical 1994Newer

Newer than 93% of homes nearby

How 940 Creek Dr ranks against every home in each area.
MeasureThis homeCumberland CoveMonterey 38574Cumberland County
Estimated valuepricier than$461,89158% of homes79% of homes82% of homes
Price per ft²pricier than$23049% of homes76% of homes80% of homes
Living areabigger than2,006 ft²60% of homes76% of homes76% of homes
Lot sizebigger than2.9 ac46% of homes52% of homes75% of homes
Year builtnewer than202091% of homes93% of homes95% of homes

About 940 Creek Dr

How much is 940 Creek Dr, Monterey, TN worth?

The TopHap Estimate for 940 Creek Dr, Monterey, TN is $461,891 as of Sep 24, 2026. The likely range is $409,560 to $514,222. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 940 Creek Dr, Monterey, TN last sell?

940 Creek Dr, Monterey, TN last sold on Feb 2, 2018 for $34,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 940 Creek Dr, Monterey, TN?

940 Creek Dr, Monterey, TN has 3 bedrooms, 2 bathrooms, 2,006 square feet of living space and a 2.90-acre lot.

When was 940 Creek Dr, Monterey, TN built?

940 Creek Dr, Monterey, TN was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 940 Creek Dr, Monterey, TN?

940 Creek Dr, Monterey, TN is assigned to Pleasant Hill Elementary School (elementary), rated C-; Cumberland County High School (high), rated B+. All sit in Cumberland County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 940 Creek Dr, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,761 homes in Monterey 38574, it is worth more than 79% of them ($461,891 against a typical $255,837), its price per square foot is higher than 76% of them ($230 against a typical $172), it is bigger than 76% of them (2,006 ft² against a typical 1,500 ft²), its lot is bigger than 52% of them (2.9 ac against a typical 2.6 ac) and it is newer than 93% of them (2020 against a typical 1994). Measured against all of Cumberland County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 940 Creek Dr, Monterey, TN?

The 2024 property tax bill for 940 Creek Dr, Monterey, TN was $1,258. The county assessed it at $110,850.

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