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Single Family ResidenceResidential
$85,279$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

940 PROSPECT AVE

ASHLAND, KY 41101
2
Beds
1
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2
StoriesHow many floors the home has above ground.

Valuation

$85K
$61K low$110K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.519%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$355,411
KENTUCKY BANK · recorded Aug 21, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,650
BPL MORTGAGE TRUST LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$304 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$44,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBoyd
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Wall Unit
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,440 ft²Porch · 192 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Crabbe Elementary SchoolC+
Elementary · Grades KG–5 · 0.4 mi
M
Ashland Middle SchoolB-
Middle · Grades 6–8 · 1.1 mi
H
Paul G. Blazer High SchoolC+
High · Grades 9–12 · 1.6 mi

District: Ashland Independent School District

Neighborhood · ZIP 41101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.152
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.19,082
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,494 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,533
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,466
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

940 Prospect Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Boyd County
  • Costs less per square foot than 70% of homes in Boyd County
  • Smaller than 65% of homes in Boyd County

What homes are worth in Ashland 41101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$399K

This home is worth more than 43% of homes in Ashland 41101.

How it measures up in Ashland 41101

The dot is this home. The mark in the middle is the typical home in Ashland 41101.

Estimated value$85,279
CheaperTypical $96,126Pricier

Pricier than 43% of homes nearby

Price per ft²$74
CheaperTypical $79Pricier

Pricier than 44% of homes nearby

Living area1,152 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 38% of homes nearby

How 940 Prospect Ave ranks against every home in each area.
MeasureThis homeAshland 41101Boyd County
Estimated valuepricier than$85,27943% of homes32% of homes
Price per ft²pricier than$7444% of homes30% of homes
Living areabigger than1,152 ft²38% of homes35% of homes

About 940 Prospect Ave

How much is 940 Prospect Ave, Ashland, KY worth?

The TopHap Estimate for 940 Prospect Ave, Ashland, KY is $85,279 as of Jul 14, 2026. The likely range is $60,844 to $109,714. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 940 Prospect Ave, Ashland, KY last sell?

940 Prospect Ave, Ashland, KY last sold on May 15, 2013, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 940 Prospect Ave, Ashland, KY?

940 Prospect Ave, Ashland, KY has 2 bedrooms, 1 bathrooms and 1,152 square feet of living space.

What schools serve 940 Prospect Ave, Ashland, KY?

940 Prospect Ave, Ashland, KY is assigned to Crabbe Elementary School (elementary), rated C+; Ashland Middle School (middle), rated B-; Paul G. Blazer High School (high), rated C+. All sit in Ashland Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 940 Prospect Ave, Ashland, KY compare to other homes in Ashland 41101?

Among the 8,068 homes in Ashland 41101, it is worth more than 43% of them ($85,279 against a typical $96,126), its price per square foot is higher than 44% of them ($74 against a typical $79) and it is bigger than 38% of them (1,152 ft² against a typical 1,320 ft²). Measured against all of Boyd County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 940 Prospect Ave, Ashland, KY?

The 2025 property tax bill for 940 Prospect Ave, Ashland, KY was $304. The county assessed it at $44,300.

Closest homes

More homes in Ashland 41101

Assigned schools

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