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Single Family ResidenceResidential
$641,761$176 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $375,000 on May 2, 2012

9400 W LAKE RUBY DR

WINTER HAVEN, FL 33884
4
Beds
2
Baths
3,643 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.91 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$642K
$600K low$684K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · May 2, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,041 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$436,638 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$352,784
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$578,515

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.91
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 591 ft²Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chain of Lakes Elementary SchoolC+
Elementary · Grades PK–5 · 1.1 mi
M
Denison Middle SchoolD
Middle · Grades 6–8 · 4.8 mi
H
Lake Region Senior HighD
High · Grades 9–12 · 5.0 mi

District: Polk County School District

Neighborhood · ZIP 33884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.220
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.39,448
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,510 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,984
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,444
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9400 W Lake Ruby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Polk County
  • Costs more per square foot than 67% of homes in Winter Haven 33884
  • Bigger than 98% of homes in Polk County
  • Has a bigger lot than 97% of homes in Winter Haven 33884
  • Older than 83% of homes in Winter Haven 33884

What homes are worth in Winter Haven 33884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$792K

This home is worth more than 96% of homes in Winter Haven 33884.

How it measures up in Winter Haven 33884

The dot is this home. The mark in the middle is the typical home in Winter Haven 33884.

Estimated value$641,761
CheaperTypical $295,132Pricier

Pricier than 96% of homes nearby

Price per ft²$176
CheaperTypical $166Pricier

Pricier than 67% of homes nearby

Living area3,643 ft²
SmallerTypical 1,756 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.91 ac
SmallerTypical 0.18 acBigger

Bigger than 97% of homes nearby

Year built1976
OlderTypical 1999Newer

Newer than 17% of homes nearby

How 9400 W Lake Ruby Dr ranks against every home in each area.
MeasureThis homeWinter Haven 33884Polk County
Estimated valuepricier than$641,76196% of homes97% of homes
Price per ft²pricier than$17667% of homes52% of homes
Living areabigger than3,643 ft²97% of homes98% of homes
Lot sizebigger than0.91 ac97% of homes91% of homes
Year builtnewer than197617% of homes23% of homes

About 9400 W Lake Ruby Dr

How much is 9400 W Lake Ruby Dr, Winter Haven, FL worth?

The TopHap Estimate for 9400 W Lake Ruby Dr, Winter Haven, FL is $641,761 as of Sep 24, 2026. The likely range is $599,715 to $683,807. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9400 W Lake Ruby Dr, Winter Haven, FL last sell?

9400 W Lake Ruby Dr, Winter Haven, FL last sold on May 2, 2012 for $375,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 9400 W Lake Ruby Dr, Winter Haven, FL?

9400 W Lake Ruby Dr, Winter Haven, FL has 4 bedrooms, 2 bathrooms, 3,643 square feet of living space and a 0.91-acre lot.

When was 9400 W Lake Ruby Dr, Winter Haven, FL built?

9400 W Lake Ruby Dr, Winter Haven, FL was built in 1976, making it 50 years old. The building has 2 stories.

What schools serve 9400 W Lake Ruby Dr, Winter Haven, FL?

9400 W Lake Ruby Dr, Winter Haven, FL is assigned to Chain of Lakes Elementary School (elementary), rated C+; Denison Middle School (middle), rated D; Lake Region Senior High (high), rated D. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9400 W Lake Ruby Dr, Winter Haven, FL compare to other homes in Winter Haven 33884?

Among the 15,783 homes in Winter Haven 33884, it is worth more than 96% of them ($641,761 against a typical $295,132), its price per square foot is higher than 67% of them ($176 against a typical $166), it is bigger than 97% of them (3,643 ft² against a typical 1,756 ft²), its lot is bigger than 97% of them (0.91 ac against a typical 0.18 ac) and it is newer than 17% of them (1976 against a typical 1999). Measured against all of Polk County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9400 W Lake Ruby Dr, Winter Haven, FL?

The 2025 property tax bill for 9400 W Lake Ruby Dr, Winter Haven, FL was $4,041. The county assessed it at $436,638.

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