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Single Family ResidenceResidential
$247,579
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $120,000 on May 23, 2003

945 COOKS FALLS RD

ROSCOE, NY 12776
0
Baths
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$248K
$194K low$301K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$120,000 · May 23, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$48,579
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,863
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$199,000
FLAGSTAR BANK FEDERAL SAVINGS BANK · recorded May 6, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,644 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$80,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDelaware
Lot (acres)The size of the land the home sits on, from county records.1.01
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roscoe Central SchoolC
Elementary · Grades PK–12 · 3.4 mi

District: Roscoe Central School District

Neighborhood · ZIP 12776These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.54%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,383
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,518
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,917
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

945 Cooks Falls Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Roscoe 12776
  • Has a smaller lot than 68% of homes in Delaware County

What homes are worth in Roscoe 12776

Each bar is how many homes fall in that price range. The marker is this home.

This home
$112K$993K

This home is worth more than 32% of homes in Roscoe 12776.

How it measures up in Roscoe 12776

The dot is this home. The mark in the middle is the typical home in Roscoe 12776.

Estimated value$247,579
CheaperTypical $316,860Pricier

Pricier than 32% of homes nearby

Lot size1.01 ac
SmallerTypical 2.46 acBigger

Bigger than 34% of homes nearby

How 945 Cooks Falls Rd ranks against every home in each area.
MeasureThis homeRoscoe 12776Delaware County
Estimated valuepricier than$247,57932% of homes46% of homes
Lot sizebigger than1.01 ac34% of homes32% of homes

About 945 Cooks Falls Rd

How much is 945 Cooks Falls Rd, Roscoe, NY worth?

The TopHap Estimate for 945 Cooks Falls Rd, Roscoe, NY is $247,579 as of Jul 14, 2026. The likely range is $194,021 to $301,137. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 945 Cooks Falls Rd, Roscoe, NY last sell?

945 Cooks Falls Rd, Roscoe, NY last sold on May 23, 2003 for $120,000, according to the county's recorded deed.

What schools serve 945 Cooks Falls Rd, Roscoe, NY?

945 Cooks Falls Rd, Roscoe, NY is assigned to Roscoe Central School (elementary), rated C. All sit in Roscoe Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 945 Cooks Falls Rd, Roscoe, NY compare to other homes in Roscoe 12776?

Among the 1,463 homes in Roscoe 12776, it is worth more than 32% of them ($247,579 against a typical $316,860) and its lot is bigger than 34% of them (1.01 ac against a typical 2.46 ac). Measured against all of Delaware County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 945 Cooks Falls Rd, Roscoe, NY?

The 2024 property tax bill for 945 Cooks Falls Rd, Roscoe, NY was $2,644. The county assessed it at $3,200.

Closest homes

More homes in Roscoe 12776

Assigned schools

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