Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$334,386$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

945 R ST

MERCED, CA 95341
4
Beds
2
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$334K
$307K low$362K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$266,583
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$213,266
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$67,803
MERCED CITY (CA) · R · recorded Dec 27, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,216 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,278 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,065
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,213
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,278

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
91
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
47
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
12
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
64
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.130 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMerced
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Wood Frame
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 26 ft²Porch · 24 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sheehy Elementary SchoolD-
Elementary · Grades KG–6 · 0.3 mi
M
Tenaya Middle SchoolD
Middle · Grades 7–8 · 0.4 mi
H
El Capitan High SchoolC
High · Grades 9–12 · 5.1 mi

District: Merced Union High School District

Neighborhood · ZIP 95341These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.3.1%
PopulationHow many people live in this area.36,506
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.238 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,027
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

945 R St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Merced 95341
  • Costs more per square foot than 69% of homes in Merced 95341
  • Has a bigger lot than 80% of homes in Merced 95341

What homes are worth in Merced 95341

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$563K

This home is worth more than 70% of homes in Merced 95341.

How it measures up in Merced 95341

The dot is this home. The mark in the middle is the typical home in Merced 95341.

Estimated value$334,386
CheaperTypical $291,108Pricier

Pricier than 70% of homes nearby

Price per ft²$232
CheaperTypical $209Pricier

Pricier than 69% of homes nearby

Living area1,440 ft²
SmallerTypical 1,375 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.2 ac
SmallerTypical 0.15 acBigger

Bigger than 80% of homes nearby

Year built1997
OlderTypical 1992Newer

Newer than 53% of homes nearby

How 945 R St ranks against every home in each area.
MeasureThis homeMerced 95341Merced County
Estimated valuepricier than$334,38670% of homes32% of homes
Price per ft²pricier than$23269% of homes47% of homes
Living areabigger than1,440 ft²56% of homes40% of homes
Lot sizebigger than0.2 ac80% of homes70% of homes
Year builtnewer than199753% of homes62% of homes

About 945 R St

How much is 945 R St, Merced, CA worth?

The TopHap Estimate for 945 R St, Merced, CA is $334,386 as of Jul 14, 2026. The likely range is $306,563 to $362,209. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 945 R St, Merced, CA?

945 R St, Merced, CA has 4 bedrooms, 2 bathrooms, 1,440 square feet of living space and a 0.20-acre lot.

When was 945 R St, Merced, CA built?

945 R St, Merced, CA was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 945 R St, Merced, CA?

945 R St, Merced, CA is assigned to Sheehy Elementary School (elementary), rated D-; Tenaya Middle School (middle), rated D; El Capitan High School (high), rated C. All sit in Merced Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 945 R St, Merced, CA compare to other homes in Merced 95341?

Among the 7,681 homes in Merced 95341, it is worth more than 70% of them ($334,386 against a typical $291,108), its price per square foot is higher than 69% of them ($232 against a typical $209), it is bigger than 56% of them (1,440 ft² against a typical 1,375 ft²), its lot is bigger than 80% of them (0.2 ac against a typical 0.15 ac) and it is newer than 53% of them (1997 against a typical 1992). Measured against all of Merced County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 945 R St, Merced, CA?

The 2025 property tax bill for 945 R St, Merced, CA was $1,216. The county assessed it at $114,278.

Closest homes

More homes in Merced 95341

Assigned schools

Explore the area

See this home in context

Open 945 R St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map