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Rural ResidenceResidential
$898,027$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

945 S RIVER RD

COVINGTON, IN 47932
2.5
Baths
5,378 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
42.64 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$898K
$769K low$1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,962 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$484,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$417,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$428,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$484,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyFOUNTAIN
Lot (acres)The size of the land the home sits on, from county records.42.64
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Covington Community High SchoolA+
High · Grades 9–12 · 3.5 mi
M
Covington Middle SchoolB
Middle · Grades 6–8 · 3.5 mi
E
Covington Elementary SchoolA-
Elementary · Grades PK–5 · 3.5 mi

District: Covington Community School Corporation

Neighborhood · ZIP 47932These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.5,280
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,578
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,003
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

945 S River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Covington 47932
  • Costs more per square foot than 81% of homes in Fountain County
  • Among the largest homes in Covington 47932
  • Has a bigger lot than 96% of homes in Covington 47932
  • Newer than 95% of homes in Fountain County

What homes are worth in Covington 47932

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$595K

This home is worth more than almost all homes in Covington 47932.

How it measures up in Covington 47932

The dot is this home. The mark in the middle is the typical home in Covington 47932.

Estimated value$898,027
CheaperTypical $229,210Pricier

Pricier than almost all homes nearby

Price per ft²$167
CheaperTypical $143Pricier

Pricier than 68% of homes nearby

Living area5,378 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than almost all homes nearby

Lot size42.64 ac
SmallerTypical 0.67 acBigger

Bigger than 96% of homes nearby

Year built2016
OlderTypical 1975Newer

Newer than 94% of homes nearby

How 945 S River Rd ranks against every home in each area.
MeasureThis homeCovington 47932Fountain County
Estimated valuepricier than$898,027almost all homesalmost all homes
Price per ft²pricier than$16768% of homes81% of homes
Living areabigger than5,378 ft²almost all homesalmost all homes
Lot sizebigger than42.64 ac96% of homes96% of homes
Year builtnewer than201694% of homes95% of homes

About 945 S River Rd

How much is 945 S River Rd, Covington, IN worth?

The TopHap Estimate for 945 S River Rd, Covington, IN is $898,027 as of Aug 30, 2026. The likely range is $769,333 to $1,026,721. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 945 S River Rd, Covington, IN last sell?

945 S River Rd, Covington, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 945 S River Rd, Covington, IN?

945 S River Rd, Covington, IN has 2.5 bathrooms, 5,378 square feet of living space and a 42.64-acre lot.

When was 945 S River Rd, Covington, IN built?

945 S River Rd, Covington, IN was built in 2016, making it 10 years old. The building has 1 story.

What schools serve 945 S River Rd, Covington, IN?

945 S River Rd, Covington, IN is assigned to Covington Community High School (high), rated A+; Covington Middle School (middle), rated B; Covington Elementary School (elementary), rated A-. All sit in Covington Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 945 S River Rd, Covington, IN compare to other homes in Covington 47932?

Among the 2,355 homes in Covington 47932, it is worth more than almost all of them ($898,027 against a typical $229,210), its price per square foot is higher than 68% of them ($167 against a typical $143), it is bigger than almost all of them (5,378 ft² against a typical 1,664 ft²), its lot is bigger than 96% of them (42.64 ac against a typical 0.67 ac) and it is newer than 94% of them (2016 against a typical 1975). Measured against all of Fountain County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 945 S River Rd, Covington, IN?

The 2025 property tax bill for 945 S River Rd, Covington, IN was $2,962. The county assessed it at $484,200.

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