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Single Family ResidenceResidential
$298,156$675 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

95 CHARLES ST

BAYVILLE, NJ 08721
2
Beds
1
Baths
442 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$298K
$279K low$318K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,838 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$148,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$148,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$148,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
H & M Potter SchoolC-
Elementary · Grades PK–4 · 2.1 mi
H
Central Regional High SchoolD
High · Grades 9–12 · 2.4 mi
M
Central Regional Middle SchoolC
Middle · Grades 7–8 · 2.7 mi

District: Central Regional School District

Neighborhood · ZIP 08721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.22,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.966 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,814
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,907
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Bayville 08721
  • Among the highest price per square foot in Bayville 08721
  • Among the smallest homes in Bayville 08721
  • Has a smaller lot than 69% of homes in Bayville 08721
  • Among the oldest homes in Bayville 08721

What homes are worth in Bayville 08721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$304K$1.1M

This home is worth more than 2% of homes in Bayville 08721.

How it measures up in Bayville 08721

The dot is this home. The mark in the middle is the typical home in Bayville 08721.

Estimated value$298,156
CheaperTypical $529,314Pricier

Pricier than 2% of homes nearby

Price per ft²$675
CheaperTypical $318Pricier

Pricier than almost all homes nearby

Living area442 ft²
SmallerTypical 1,660 ft²Bigger

Smaller than almost all homes nearby

Lot size0.18 ac
SmallerTypical 0.26 acBigger

Bigger than 31% of homes nearby

Year built1920
OlderTypical 1985Newer

Older than almost all homes nearby

How 95 Charles St ranks against every home in each area.
MeasureThis homeBayville 08721Ocean County
Estimated valuepricier than$298,1562% of homes9% of homes
Price per ft²pricier than$675almost all homes87% of homes
Living areabigger than442 ft²almost no homesalmost no homes
Lot sizebigger than0.18 ac31% of homes55% of homes
Year builtnewer than1920almost no homes2% of homes

About 95 Charles St

How much is 95 Charles St, Bayville, NJ worth?

The TopHap Estimate for 95 Charles St, Bayville, NJ is $298,156 as of Oct 21, 2026. The likely range is $278,809 to $317,503. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 Charles St, Bayville, NJ last sell?

95 Charles St, Bayville, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 95 Charles St, Bayville, NJ?

95 Charles St, Bayville, NJ has 2 bedrooms, 1 bathrooms, 442 square feet of living space and a 0.18-acre lot.

When was 95 Charles St, Bayville, NJ built?

95 Charles St, Bayville, NJ was built in 1920, making it 106 years old. It is a ranch home. The building has 1 story.

What schools serve 95 Charles St, Bayville, NJ?

95 Charles St, Bayville, NJ is assigned to H & M Potter School (elementary), rated C-; Central Regional High School (high), rated D; Central Regional Middle School (middle), rated C. All sit in Central Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 Charles St, Bayville, NJ compare to other homes in Bayville 08721?

Among the 8,121 homes in Bayville 08721, it is worth more than 2% of them ($298,156 against a typical $529,314), its price per square foot is higher than almost all of them ($675 against a typical $318), it is bigger than almost none of them (442 ft² against a typical 1,660 ft²), its lot is bigger than 31% of them (0.18 ac against a typical 0.26 ac) and it is newer than almost none of them (1920 against a typical 1985). Measured against all of Ocean County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 Charles St, Bayville, NJ?

The 2025 property tax bill for 95 Charles St, Bayville, NJ was $3,838. The county assessed it at $148,200.

More homes on Charles St

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More homes in Bayville 08721

Assigned schools

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