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Single Family ResidenceResidential
$281,764$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $149,500 on Aug 28, 2003

95 COTTONWOOD DR

RINCON, GA 31326
2
Baths
1,972 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$282K
$259K low$304K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$149,500 · Aug 28, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$112,764
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,211
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$157,500
NOVASTAR MORTGAGE · recorded Jul 28, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$11,500
AMERICAN GENERAL FINANCIAL SERVICES INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,492 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$100,197 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,397
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$113,168
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$250,493

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEffingham
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.0.65
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 186 ft²Porch · 37 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ebenezer Middle SchoolB-
Middle · Grades 6–8 · 2.4 mi
E
Ebenezer Elementary SchoolA-
Elementary · Grades PK–5 · 2.5 mi
H
Effingham County High SchoolB-
High · Grades 9–12 · 7.9 mi

District: Effingham County School District

Neighborhood · ZIP 31326These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.65
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.26,696
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.303 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,635
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,202
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 Cottonwood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Rincon 31326
  • Costs less per square foot than 89% of homes in Rincon 31326

What homes are worth in Rincon 31326

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$684K

This home is worth more than 30% of homes in Rincon 31326.

How it measures up in Rincon 31326

The dot is this home. The mark in the middle is the typical home in Rincon 31326.

Estimated value$281,764
CheaperTypical $327,619Pricier

Pricier than 30% of homes nearby

Price per ft²$143
CheaperTypical $181Pricier

Pricier than 11% of homes nearby

Living area1,972 ft²
SmallerTypical 1,816 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.65 ac
SmallerTypical 0.51 acBigger

Bigger than 60% of homes nearby

Year built2003
OlderTypical 2002Newer

Newer than 56% of homes nearby

How 95 Cottonwood Dr ranks against every home in each area.
MeasureThis homeRincon 31326Effingham County
Estimated valuepricier than$281,76430% of homes32% of homes
Price per ft²pricier than$14311% of homes18% of homes
Living areabigger than1,972 ft²58% of homes58% of homes
Lot sizebigger than0.65 ac60% of homes50% of homes
Year builtnewer than200356% of homes53% of homes

About 95 Cottonwood Dr

How much is 95 Cottonwood Dr, Rincon, GA worth?

The TopHap Estimate for 95 Cottonwood Dr, Rincon, GA is $281,764 as of Jun 23, 2026. The likely range is $259,222 to $304,305. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 Cottonwood Dr, Rincon, GA last sell?

95 Cottonwood Dr, Rincon, GA last sold on Aug 28, 2003 for $149,500, according to the county's recorded deed.

How big is 95 Cottonwood Dr, Rincon, GA?

95 Cottonwood Dr, Rincon, GA has 2 bathrooms, 1,972 square feet of living space and a 0.65-acre lot.

When was 95 Cottonwood Dr, Rincon, GA built?

95 Cottonwood Dr, Rincon, GA was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 95 Cottonwood Dr, Rincon, GA?

95 Cottonwood Dr, Rincon, GA is assigned to Ebenezer Middle School (middle), rated B-; Ebenezer Elementary School (elementary), rated A-; Effingham County High School (high), rated B-. All sit in Effingham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 Cottonwood Dr, Rincon, GA compare to other homes in Rincon 31326?

Among the 8,517 homes in Rincon 31326, it is worth more than 30% of them ($281,764 against a typical $327,619), its price per square foot is higher than 11% of them ($143 against a typical $181), it is bigger than 58% of them (1,972 ft² against a typical 1,816 ft²), its lot is bigger than 60% of them (0.65 ac against a typical 0.51 ac) and it is newer than 56% of them (2003 against a typical 2002). Measured against all of Effingham County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 Cottonwood Dr, Rincon, GA?

The 2025 property tax bill for 95 Cottonwood Dr, Rincon, GA was $3,492. The county assessed it at $100,197.

More homes on Cottonwood Dr

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More homes in Rincon 31326

Assigned schools

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