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Single Family ResidenceResidential
$260,970$173 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $137,000 on Jun 3, 2019

95 OAK ST

RAY CITY, GA 31645
2
Baths
1,511 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$261K
$232K low$290K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$137,000 · Jun 3, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,354 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,792 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$62,192
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,176
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$164,481

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBerrien
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 256 ft²Porch · 313 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Berrien Middle SchoolC
Middle · Grades 6–8 · 10.5 mi
H
Berrien High SchoolB-
High · Grades 9–12 · 10.6 mi
E
Berrien Primary School
Elementary · Grades PK–2 · 11.6 mi

District: Berrien County School District

Neighborhood · ZIP 31645These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,606
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,578
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Berrien County
  • Costs more per square foot than 91% of homes in Berrien County
  • Has a smaller lot than 94% of homes in Ray City 31645
  • Newer than 86% of homes in Berrien County

What homes are worth in Ray City 31645

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$477K

This home is worth more than 77% of homes in Ray City 31645.

How it measures up in Ray City 31645

The dot is this home. The mark in the middle is the typical home in Ray City 31645.

Estimated value$260,970
CheaperTypical $201,598Pricier

Pricier than 77% of homes nearby

Price per ft²$173
CheaperTypical $131Pricier

Pricier than 86% of homes nearby

Living area1,511 ft²
SmallerTypical 1,542 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.23 ac
SmallerTypical 1.04 acBigger

Bigger than 6% of homes nearby

Year built2005
OlderTypical 1998Newer

Newer than 73% of homes nearby

How 95 Oak St ranks against every home in each area.
MeasureThis homeRay City 31645Berrien County
Estimated valuepricier than$260,97077% of homes81% of homes
Price per ft²pricier than$17386% of homes91% of homes
Living areabigger than1,511 ft²48% of homes49% of homes
Lot sizebigger than0.23 ac6% of homes8% of homes
Year builtnewer than200573% of homes86% of homes

About 95 Oak St

How much is 95 Oak St, Ray City, GA worth?

The TopHap Estimate for 95 Oak St, Ray City, GA is $260,970 as of Sep 24, 2026. The likely range is $231,912 to $290,028. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 Oak St, Ray City, GA last sell?

95 Oak St, Ray City, GA last sold on Jun 3, 2019 for $137,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 95 Oak St, Ray City, GA?

95 Oak St, Ray City, GA has 2 bathrooms, 1,511 square feet of living space and a 0.23-acre lot.

When was 95 Oak St, Ray City, GA built?

95 Oak St, Ray City, GA was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 95 Oak St, Ray City, GA?

95 Oak St, Ray City, GA is assigned to Berrien Middle School (middle), rated C; Berrien High School (high), rated B-; Berrien Primary School (elementary). All sit in Berrien County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 Oak St, Ray City, GA compare to other homes in Ray City 31645?

Among the 1,657 homes in Ray City 31645, it is worth more than 77% of them ($260,970 against a typical $201,598), its price per square foot is higher than 86% of them ($173 against a typical $131), it is bigger than 48% of them (1,511 ft² against a typical 1,542 ft²), its lot is bigger than 6% of them (0.23 ac against a typical 1.04 ac) and it is newer than 73% of them (2005 against a typical 1998). Measured against all of Berrien County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 Oak St, Ray City, GA?

The 2024 property tax bill for 95 Oak St, Ray City, GA was $2,354. The county assessed it at $65,792.

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