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Single Family ResidenceResidential
$640,713$370 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $475,000 on Apr 27, 2007

95 RIDGE RD

VALLEY COTTAGE, NY 10989
4
Beds
3 / 1
Baths
1,732 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$641K
$605K low$677K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · Apr 27, 2007

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$118,640 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,340
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$115,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$560,946

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRockland
Lot (acres)The size of the land the home sits on, from county records.0.41
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²Porch · 280 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Elementary SchoolC+
Elementary · Grades KG–5 · 0.5 mi
H
Nyack Senior High SchoolB+
High · Grades 9–12 · 1.7 mi
M
Nyack Middle SchoolB
Middle · Grades 6–8 · 2.9 mi

District: Nyack Union Free School District

Neighborhood · ZIP 10989These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.113

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.9,674
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,624 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$131,793
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$165,022
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Rockland County
  • Costs more per square foot than 70% of homes in Valley Cottage 10989
  • Older than 85% of homes in Valley Cottage 10989

What homes are worth in Valley Cottage 10989

Each bar is how many homes fall in that price range. The marker is this home.

This home
$290K$1M

This home is worth more than 55% of homes in Valley Cottage 10989.

How it measures up in Valley Cottage 10989

The dot is this home. The mark in the middle is the typical home in Valley Cottage 10989.

Estimated value$640,713
CheaperTypical $618,283Pricier

Pricier than 55% of homes nearby

Price per ft²$370
CheaperTypical $348Pricier

Pricier than 70% of homes nearby

Living area1,732 ft²
SmallerTypical 1,828 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.41 ac
SmallerTypical 0.35 acBigger

Bigger than 61% of homes nearby

Year built1956
OlderTypical 1971Newer

Newer than 15% of homes nearby

How 95 Ridge Rd ranks against every home in each area.
MeasureThis homeValley Cottage 10989Rockland County
Estimated valuepricier than$640,71355% of homes32% of homes
Price per ft²pricier than$37070% of homes47% of homes
Living areabigger than1,732 ft²46% of homes36% of homes
Lot sizebigger than0.41 ac61% of homes64% of homes
Year builtnewer than195615% of homes23% of homes

About 95 Ridge Rd

How much is 95 Ridge Rd, Valley Cottage, NY worth?

The TopHap Estimate for 95 Ridge Rd, Valley Cottage, NY is $640,713 as of Aug 30, 2026. The likely range is $604,612 to $676,814. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 Ridge Rd, Valley Cottage, NY last sell?

95 Ridge Rd, Valley Cottage, NY last sold on Apr 27, 2007 for $475,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 95 Ridge Rd, Valley Cottage, NY?

95 Ridge Rd, Valley Cottage, NY has 4 bedrooms, 3 bathrooms, 1,732 square feet of living space and a 0.41-acre lot.

When was 95 Ridge Rd, Valley Cottage, NY built?

95 Ridge Rd, Valley Cottage, NY was built in 1956, making it 70 years old. It is a ranch home. The building has 1 story.

What schools serve 95 Ridge Rd, Valley Cottage, NY?

95 Ridge Rd, Valley Cottage, NY is assigned to Liberty Elementary School (elementary), rated C+; Nyack Senior High School (high), rated B+; Nyack Middle School (middle), rated B. All sit in Nyack Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 Ridge Rd, Valley Cottage, NY compare to other homes in Valley Cottage 10989?

Among the 3,248 homes in Valley Cottage 10989, it is worth more than 55% of them ($640,713 against a typical $618,283), its price per square foot is higher than 70% of them ($370 against a typical $348), it is bigger than 46% of them (1,732 ft² against a typical 1,828 ft²), its lot is bigger than 61% of them (0.41 ac against a typical 0.35 ac) and it is newer than 15% of them (1956 against a typical 1971). Measured against all of Rockland County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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