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Single Family ResidentialResidential
$77,589$69 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

95 ROUTE 44

SHINGLEHOUSE, PA 16748
0
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.

Valuation

$78K
$71K low$85K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$17,589
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$14,071
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
HAMLIN BANK & TRUST COMPANY · recorded Jun 23, 2021

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$35,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.56 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMcKean
Lot (acres)The size of the land the home sits on, from county records.0.44

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oswayo Valley Elementary SchoolB-
Elementary · Grades KG–6 · 4.8 mi
M
Oswayo Valley Middle / High SchoolA-
Middle · Grades 7–12 · 5.0 mi

District: Oswayo Valley School District

Neighborhood · ZIP 16748These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,760
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,908
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,430
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 Route 44 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in McKean County
  • Costs less per square foot than 75% of homes in Shinglehouse 16748
  • Bigger than 67% of homes in Shinglehouse 16748
  • Has a smaller lot than 78% of homes in Shinglehouse 16748

What homes are worth in Shinglehouse 16748

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$278K

This home is worth more than 42% of homes in Shinglehouse 16748.

How it measures up in Shinglehouse 16748

The dot is this home. The mark in the middle is the typical home in Shinglehouse 16748.

Estimated value$77,589
CheaperTypical $87,138Pricier

Pricier than 42% of homes nearby

Price per ft²$69
CheaperTypical $90Pricier

Pricier than 25% of homes nearby

Living area1,120 ft²
SmallerTypical 960 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.44 ac
SmallerTypical 1.7 acBigger

Bigger than 22% of homes nearby

Year built1956
OlderTypical 1965Newer

Newer than 44% of homes nearby

How 95 Route 44 ranks against every home in each area.
MeasureThis homeShinglehouse 16748McKean County
Estimated valuepricier than$77,58942% of homes24% of homes
Price per ft²pricier than$6925% of homes33% of homes
Living areabigger than1,120 ft²67% of homes33% of homes
Lot sizebigger than0.44 ac22% of homes46% of homes
Year builtnewer than195644% of homes56% of homes

About 95 Route 44

How much is 95 Route 44, Shinglehouse, PA worth?

The TopHap Estimate for 95 Route 44, Shinglehouse, PA is $77,589 as of Jul 14, 2026. The likely range is $70,577 to $84,601. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 Route 44, Shinglehouse, PA last sell?

95 Route 44, Shinglehouse, PA last sold on Mar 13, 2020, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 95 Route 44, Shinglehouse, PA?

95 Route 44, Shinglehouse, PA has 1,120 square feet of living space and a 0.44-acre lot.

When was 95 Route 44, Shinglehouse, PA built?

95 Route 44, Shinglehouse, PA was built in 1956, making it 70 years old.

What schools serve 95 Route 44, Shinglehouse, PA?

95 Route 44, Shinglehouse, PA is assigned to Oswayo Valley Elementary School (elementary), rated B-; Oswayo Valley Middle / High School (middle), rated A-. All sit in Oswayo Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 Route 44, Shinglehouse, PA compare to other homes in Shinglehouse 16748?

Among the 1,357 homes in Shinglehouse 16748, it is worth more than 42% of them ($77,589 against a typical $87,138), its price per square foot is higher than 25% of them ($69 against a typical $90), it is bigger than 67% of them (1,120 ft² against a typical 960 ft²), its lot is bigger than 22% of them (0.44 ac against a typical 1.7 ac) and it is newer than 44% of them (1956 against a typical 1965). Measured against all of McKean County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Shinglehouse 16748

Assigned schools

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